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Step into timeless charm with this spacious 5-6 bedroom, 3 full bath Queen Anne Victorian Colonial, rich in natural wood character and full of endless potential. This strong, well-built home offers approximately 4, 952 sq ft of potential living space, including a finished basement and finished walk-up attic, and also features a new roof. The main level showcases a welcoming foyer that sets the tone, leading into a huge living room with a classic brick fireplace, a semi-updated eat-in kitchen with stainless steel appliances, two spacious bedrooms, and a large full bath complete with a relaxing Jacuzzi spa tub, while wide doorways and a stunning wood staircase highlight the home's craftsmanship throughout. The second floor offers three additional bedrooms and another full bath, providing ample living space. The fully finished basement includes a complete in-law setup with a living room, kitchenette, dining area, bedroom, full bath, and plenty of closet space, ideal for extended family or flexible living arrangements. Featuring plank hardwood floors and recessed lighting throughout the entire home, this property also offers a long paved driveway leading to a two-car detached garage, along with a nicely sized private fenced backyard. The charming 437 sq ft front porch is perfect for morning coffee on a quiet, low-traffic street. Being sold as-is and requiring some TLC, this home's size and layout make it ideal for a large or blended family or group living.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Upper | |
| Bedroom 3 | Upper | |
| Bedroom 4 | Upper | |
| Bedroom 5 | Lower | |
| Eat-In Kitchen | Main | |
| Full Bath | Whirlpool Tub | Main |
| Full Bath | Upper | |
| Full Bath | Lower | |
| Living Room | Ceiling Fan,Fireplace | Main |
| Primary Bedroom | Main | |
| Studio Apt | Full Bath | Lower |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $806 | $806 | $806 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $2,049 | $2,657 |
| Total Monthly Payment | $2,723 | $2,930 | $3,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.