|
Presented by
Monica Murphy |
82 Colchester Commons, Colchester, CT, 06415 | $284,000
Discover comfortable, easy living in this charming 55+ community. This home offers a spacious layout designed for both relaxation and entertaining. Step inside to a large great room featuring a cozy fireplace perfect for gathering with family and friends. A beautiful enclosed sunroom filled with natural sunlight, creating the ideal space to enjoy your morning coffee, read, or simply unwind while overlooking the yard. The kitchen and dining room provide plenty of room for everyday meals or hosting guests. Outdoor living is just as inviting with a large deck perfect for entertaining, grilling, or enjoying the peaceful surroundings. A unique highlight of this property is the art studio/barn located at the back of the yard, complete with electricity making it ideal for artist, hobbyists, or a private work-shop. Additional feature include a 2 car garage. Buyers must have park approval. Owners must be 55 or older, 2nd person must be 40 or older. Only 2 pets are allowed. The association includes lawn maintenance, snow removal, trash, water, septic, clubhouse, and pool. Association rules and regulations apply. New owners are required to purchase 3 shares at 1, 500. which totals $4, 500. Owners will get the $4, 500 when they sell their home. Don't miss the opportunity to make this home your own! Home being sold As-Is.
Features
- Amenities: Club House,Pool
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Main Level
- Style: Ranch,Mobile Home
- Year Built: 1984
- Garage: 2-car Detached Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: None
- Above Grade Approx. Sq. Feet: 1,400
- Est. Taxes: $2,591
- HOA Fee: $480 Monthly
- Lot Desc: Lightly Wooded,Level Lot
- Adult Communities: Yes
- Elem. School: Jack Jackter
- Middle School: Per Board of Ed
- High School: Bacon Academy
- Pool: Heated,In Ground Pool
- Appliances: Oven/Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Electric Dryer
- MLS#: 24159399
- Website: https://www.raveis.com
/prop/24159399/82colchestercommons_colchester_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.0 x 12.0 | Main | |
| Dining Room | Built-In Hutch | 11.0 x 11.0 | Main |
| Kitchen | Breakfast Bar | 12.0 x 13.0 | Main |
| Living Room | Main | ||
| Primary Bedroom | Skylight,Full Bath | 12.0 x 16.0 | Main |
| Sun Room | 23.0 x 16.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Monica MurphyLicensed Real Estate Salesperson
914.643.8776
monica.murphy@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
82 Colchester Commons, Colchester, CT, 06415
$284,000
Monica Murphy
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.643.8776
monica.murphy@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,200 | $227,200 | $227,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $216 | $216 | $216 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,344 | $1,380 | $1,841 |
| Total Monthly Payment | $1,635 | $1,671 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524