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Presented by
Laurie Mallett |
Welcome to 4 Bethel Lane, a spacious and well-maintained Hi-Ranch ideally located in the highly sought-after Commack School District within the famed Candy Section. Set on a flat and usable half-acre property, this 4-bedroom, 2. 5-bath home with a 2-car garage offers the perfect blend of comfort, updates, and opportunity. From the moment you arrive, you’ll appreciate the inviting curb appeal featuring a beautifully updated paver walkway and cultured stone front. Inside, the home showcases hardwood floors and numerous updates, including windows, roof, siding, a young heating system, hot water heater, and 150-amp electric service, providing peace of mind for today’s buyer. In-ground sprinklers help maintain the expansive property with ease. The main level offers a bright and functional layout, while the lower level features a spacious den overlooking the backyard—perfect for relaxing or entertaining. Sliders lead directly to an outdoor patio, creating a seamless indoor-outdoor flow for summer gatherings. An additional fourth bedroom and half bath on this level provide flexibility for guests, a home office, or extended living space. Step outside from the kitchen onto an updated deck, ideal for summer BBQs and enjoying the beautiful backyard setting. With its generous property size and versatile layout, this home offers a wonderful opportunity to customize and add your own personal design touches. Don’t miss your chance to make 4 Bethel Lane your next home—where location, space, and potential come together perfectly.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.772.7695
Laurie.Mallett@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $1,292 | $1,292 | $1,292 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,730 | $3,884 | $5,180 |
| Total Monthly Payment | $5,114 | $5,268 | $6,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.