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Presented by
Edward "Ted" Holmes - The Holmes Team |
24 Clarkson Road, Carmel, NY, 10512 | $378,000
Enjoy Lake Carmel views right from your living room in this updated 2-bedroom, 2-bath cottage in Carmel, NY. The main level features an open-concept layout with a cathedral ceiling, hardwood floors, and a renovated kitchen complete with granite countertops, island seating, and stainless-steel appliances, including a wine refrigerator. The layout includes a first-floor bedroom and full bath, while the walkout at the lower level provides additional living space, ideal for a primary bedroom, guest area, or home office with its own full bath. Outdoor living is just as inviting with a rear deck overlooking the lake and a front stone patio for relaxing or entertaining. A spiral staircase leads to a loft area for added storage. Recent updates include a roof (2016), water softener (2018), water heater and well pump (2025), and an above-ground oil tank. Located in the Carmel School District and close to shopping, schools, and commuter routes, this home also includes Lake Carmel resident access with swimming, boating, and fishing. A strong opportunity for buyers seeking charm, functionality, and lifestyle.
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Basement
- Style: Cottage, Ranch
- Year Built: 1950
- Heating: Hot Air, Oil
- Cooling: None
- Basement: Partially Finished, Walk-Out Access
- Approx Sq. Feet: 1,124
- Acreage: 0.07
- Est. Taxes: $9,984
- Lot Desc: Views
- Elem. School: Kent Elementary
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned, Wine Refrigerator
- MLS#: 973179
- Days on Market: 15 days
- Website: https://www.raveis.com
/raveis/973179/24clarksonroad_carmel_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Edward "Ted" Holmes - The Holmes TeamLicensed Associate Real Estate Broker
914.548.6179
Ted.Holmes@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
24 Clarkson Road, Carmel, NY, 10512
$378,000
Edward "Ted" Holmes - The Holmes Team
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.548.6179
Ted.Holmes@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $302,400 | $302,400 | $302,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $832 | $832 | $832 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,789 | $1,862 | $2,469 |
| Total Monthly Payment | $2,696 | $2,769 | $3,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535