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Attention boaters! This turn-key CBS home in the highly desirable Rocky Point neighborhood offers the perfect blend of coastal living & modern upgrades — all with NO HOA. Featuring a metal roof & fully updated interior, this home showcases a luxurious custom kitchen, bathrooms & laundry space with elegant marble countertops & GE Café designer WiFi appliances, including a beverage cooler for effortless entertaining. The open-concept living area flows seamlessly to the outdoors, where you'll find a massive, fully fenced backyard with a screened in lanai and a firepit — a rare find! The extra living area can easily converted into another bedroom or a dedicated office/gym! Enjoy a variety of mature fruit trees including mango, starfruit & banana, with plenty of room to add a pool & tiki hut, creating your own private tropical oasis. Additional highlights include an oversized garage, extra parking for a boat or RV, & a utility room converted into a functional office space with laundry sink. Take advantage of day dock access at the end of the street, perfect for quick days on the water. Recent updates include: septic serviced & new filter (2024), fresh interior & exterior paint (2025), plantation shutters, new sod (2026), professionally installed anchored shed, new A/C protection gate, wood fencing (2022), landscaping improvements & more. A 4-point inspection has already been completed (2025) for added peace of mind. Ideally located just minutes to waterfront dining & entertainment — enjoy biking to local favorites like Gilbert's Coffee, Three Rivers Park & Maggie's Hammock (dog-friendly!).
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $590,400 | $590,400 | $590,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $682 | $682 | $682 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,492 | $3,587 | $4,785 |
| Total Monthly Payment | $4,266 | $4,361 | $5,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.