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Lakefront living at its best in this beautifully maintained 3-bedroom, 2-bath home situated on an approximately 11, 000 sq ft homesite with serene water views. Enjoy impact glass windows and doors, a cement tile roof, and a spacious two-car garage with wash basin, extra refrigerator, and pull-down attic access. The chef's kitchen is designed for entertaining with abundant countertops, custom cabinetry, snack counter, vaulted ceilings, and black appliances including a glass-top range, dishwasher, microwave, and side-by-side refrigerator. The family room flows effortlessly from the eat-in kitchen, while the Florida room features tiled floors and a wall of windows overlooking the lake. The primary suite offers panoramic lake views, an updated bath with Roman tub, separate walk-in shower, This beautifully maintained lakefront home offers panoramic water views and a spacious layout designed for comfortable Florida living. The chef's kitchen features abundant cabinetry, generous countertops, and a snack counter that opens to the family room, creating the perfect space for entertaining. A light-filled Florida room with a wall of windows overlooks the lake and provides a peaceful retreat for morning coffee or sunsets. Interior highlights include impact glass windows and doors, updated kitchen and bathrooms, custom closet systems throughout, wood flooring in the main living areas and guest bedrooms, and vaulted ceilings that enhance the sense of space and natural light. The primary bedroom enjoys panoramic lake views and an updated bath with a Roman tub, separate walk-in shower, double sinks, and upgraded cabinetry and countertops. One bedroom features a built-in Murphy bed, offering flexible use as a guest room or office. The interior utility room includes a side-by-side washer and dryer with natural light from a fixed glass window. Additional features include a two-car garage with a wash basin, an extra refrigerator, and pull-down attic access; a long concrete driveway; and a reinforced, hurricane-grade Broten garage door, installed in 2024, with MyQ remote control via a phone app; a cement tile roof, a secure mailbox, and an automatic multi-zone sprinkler system. The property sits on an approximately 11, 000-square-foot lakefront homesite, providing added privacy and open-water views. The Sabal Lakes community is known for scenic lakes, sidewalks and walking paths, community pools and parks, and a friendly residential atmosphere. The location offers convenient access to Downtown Delray Beach, the Atlantic Ocean beaches, shopping, dining, and major highways, including I-95 and Florida's Turnpike. The community consists of single-family homes and is not a zero-lot-line development. HOA approval is required before occupancy. The typical HOA application fee is approximately $220 per adult, and approval can take up to 30 days. Leasing is permitted with a minimum lease term of six months. Short-term rentals such as weekly rentals or Airbnb are not permitted. The association must approve tenants and must comply with all community rules. Pets are generally permitted; however, certain breeds may require HOA approval. Architectural approval is required for exterior changes, including fences, exterior paint, roof replacements, landscaping changes, pool installations, and hurricane protection systems. Parking restrictions require that boats, RVs, trailers, and commercial vehicles not be parked overnight in driveways and must be stored within the garage. Homeowners are responsible for maintaining lawns, landscaping, driveways, and exterior appearance. The HOA maintains common areas, lakes, pools, playground areas, and community landscaping. Sabal Lakes remains a highly desirable Delray Beach neighborhood due to its lakefront setting, established community design, rental flexibility compared with many nearby communities, and strong resale demand.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $278 | $278 | $278 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,786 | $3,941 | $5,187 |
| Total Monthly Payment | $4,156 | $4,311 | $5,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.