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Beautifully updated 3/2 villa in Sturbridge Village! Brand new roof + $50K in renovations — modern kitchen, updated baths & fresh finishes. Seller offering upto $17, 000 in credits to buy down your rate to ~4. 58% — saving you $254/month! With 10% down, payments start as low as $1, 648/mo. Rentals here command $2, 800-$3, 000/mo — ideal investment! HOA covers lawn, pool & exterior. Minutes from A-rated schools, Wellington Mall & International Polo Club. Security patrol. Move-in ready! Welcome to 11975 Sturbridge Lane — Wellington's Best Value in 2026! This fully upgraded 3-bedroom, 2-bath villa in the heart of Sturbridge Village offers a rare combination of turnkey condition, seller incentives, and outstanding investment potential. The Home: The seller has invested over $50, 000 in interior renovations — featuring a modernized kitchen, completely updated bathrooms, fresh paint throughout, and stylish finishes. A brand new roof provides long-term peace of mind and immediate insurance savings. The open split floor plan is bright and airy, and the screened patio is perfect for Florida outdoor living. In-unit washer/dryer, ample storage, and reserved parking complete the package. The Seller Credit Advantage: The seller is offering $17, 000 in closing cost credits — the maximum allowable under FHA guidelines. Applied toward discount points, this brings your interest rate down from today's 6. 03% to approximately 4. 58% on a 30-year FHA loan. With just $10, 000 down, your estimated monthly payment (P&I + MIP) is approximately $1, 648/month — a savings of $254/month compared to buying without the credit. That's $3, 048/year and over $91, 000 in lifetime savings. The Investment Case: Comparable 3-bedroom rentals on Sturbridge Lane are currently commanding $2, 800-$3, 250/month. A similar 3-bedroom home at 11881 Sturbridge Ln is listed at $2, 500/month , and 11905 Sturbridge Ln rents for $3, 250/year-round — with fully updated units like this one pushing toward the top of that range. At $2, 800-$3, 000/month in rental income against an estimated mortgage of $1, 648/month (P&I + MIP), an investor stands to generate $1, 150-$1, 350/month in positive cash flow — a gross yield of approximately 11-12% annually on a $299, 000 purchase. Wellington's strong rental demand, driven by A-rated schools, the Winter Equestrian Festival, and the International Polo Club season, keeps vacancy rates exceptionally low year-round. The Community: Sturbridge Village HOA covers lawn maintenance, exterior building upkeep, community pool, and security patrol — making this a truly low-maintenance asset for investors and owner-occupants alike. The 33414 market sees homes sell in around 54-66 days on average , meaning well-priced and updated listings move quickly. The Location: Minutes from Wellington Regional Medical Center, HCA Palms West Hospital, Palm Beach State College, The Mall at Wellington Green, Publix, and the International Polo Club. Easy access to the Florida Turnpike puts downtown West Palm Beach and Palm Beach International Airport within 20 minutes. Owner-occupant or investor — this property delivers on every front. Schedule your showing today! Monthly payment estimates are for illustration purposes. Actual rates and terms vary by lender and borrower qualifications. Rental income figures are based on market comparables and not guaranteed.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $457 | $457 | $457 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,473 | $1,532 | $2,002 |
| Total Monthly Payment | $2,005 | $2,064 | $2,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.