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Be the second owners of this beautifully maintained home located in the gated community of Banyan Bay in Stuart. Situated on an oversized corner lot, this stunning Barkley model built in 2022 by Ryan Homes offers 4 bedrooms, 2. 5 bathrooms, two office spaces, and nearly 3, 000 square feet of thoughtfully designed living space - perfect for families who need both space and functionality. Immaculately kept and thoughtfully upgraded, the home features generous living areas, abundant storage, and an open-concept floor plan ideal for both everyday living and entertaining. The spacious kitchen is a true centerpiece, complete with an oversized island, farmhouse sink, double ovens, and a large pantry. The first floor also includes a mudroom, formal dining room, storage closet, half bathroom, and two dedicated office spaces, offering flexibility for work-from-home living. Upstairs, the primary suite provides a peaceful retreat with an oversized bedroom, two beautifully designed custom closets, and a large walk-in shower. The second floor also features three spacious guest bedrooms, a full guest bathroom, and a conveniently located laundry room. Step outside to your private backyard oasis, complete with a newly installed saltwater pool that can be both heated and cooled, turf landscaping, and a screened pool enclosure - perfect for relaxing, entertaining, and enjoying Florida's year-round outdoor lifestyle. This exceptional home combines modern construction, thoughtful upgrades, and a prime corner-lot location - one you won't want to miss! Situated on 250 acres of natural preserves, Banyan Bay is one of Stuart's newer gated communities and offers residents resort-style amenities including a clubhouse, heated community pool, fitness center and kayaking dock. Conveniently located near shopping, dining, and major roadways, this move-in ready home offers the perfect combination of modern construction, upgrades, and Florida lifestyle living.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,200 | $799,200 | $799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.247% | 6.183% |
| Monthly Tax Payment | $914 | $914 | $914 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,728 | $4,856 | $6,744 |
| Total Monthly Payment | $5,734 | $5,862 | $7,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.