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Rarely available largest townhome floorplan in Alton offering 2, 750 square feet of living space with 4 bedrooms, 3 1/2 bathrooms, and a 2-car garage. Step inside to beautiful neutral tile floors and a spacious ground-level bedroom with closet and full bathroom plus a generous under the stairs storage space. The main living level features an open and bright floor plan perfect for entertaining. The kitchen offers ample cabinetry, an oversized granite island, modern stainless steel appliances, and extended cabinetry for additional storage. The walkout balcony offers beautiful sunrise and sunset views, perfect for relaxing or entertaining family and friends. The home also includes impact windows and doors throughout. All bedrooms are conveniently located on the third floor, including the spacious primary suite featuring a large walk-in closet and ensuite bathroom with a generous shower. The third floor also includes 2 additional bedrooms, a full bathroom, and a conveniently located laundry room. This home is conveniently located near Alton Town Center, offering top-notch restaurants, cafés, boutiques, and shopping. Residents enjoy exceptional community amenities including high-speed internet and cable, a state-of-the-art fitness center, resort-style pools, dog park, multiple playgrounds, open green spaces, tennis courts, and more.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $4,160 | $4,160 | $4,160 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $25 | $26 | $34 |
| Total Monthly Payment | $100 | $101 | $109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.