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Brand-new 2026 Blackwood Plan by HDZ Homes located in popular Vero Lake Estates with NO HOA. This thoughtfully designed CBS home sits on a spacious . 22-acre lot, offering room to spread out and enjoy the relaxed Florida lifestyle. Inside you'll find 3 bedrooms plus a flex/den with French doors, perfect for a home office, guest space, or hobby room. The open-concept living area features beautiful oak-tone luxury vinyl plank flooring, custom designer paint, and 9-ft ceilings that create a bright, welcoming atmosphere. The kitchen showcases quartz countertops, modern cabinetry, and a full appliance suite, ideal for everyday living and entertaining. One of the standout features is the huge laundry room, large enough for a side-by-side washer and dryer and complete with a granite-topped utility sink cabinet for added convenience. Additional highlights include impact windows, designer lighting, ceiling fans, and energy-efficient construction. Enjoy the freedom of no HOA living while being just minutes from Sebastian, Vero Beach, shopping, dining, and the Treasure Coast beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $40 | $40 | $40 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,897 | $2,482 |
| Total Monthly Payment | $1,913 | $2,012 | $2,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.