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WOW! Single Family Home located on a large corner lot featuring 3 bedrooms, 2 bathrooms, 1 car garage, single family home in Saddlebrook/Spanish Isles!! Impact windows and doors! Great curb appeal with pavered driveway and patio. The roof is newer from 2019! Open & bright floor plan with expansive multifunctional living room/dining room/family room area. Updated kitchen includes tons of tall wood cabinetry, granite counter tops, stainless appliances, tumbled marble backsplash and more! Home is super clean and well-maintained. Fenced in enormous backyard is very private with room for a pool. Fruit trees and olive tree. Great place to entertain and/or relax. Shed on the side. Garage has a mini split separate A/c so it is air conditioned. I did not include garage in "under air" square feet. But the garage is air conditioned and hurricane rated garage door still opens so it can be used as a garage or it can be uses as the current owners use it, as an office, or a gym or whatever you would like. Newer a/c, hot water heater & electrical panel. Walking distance to Whispering Pines Elementary. Other Amazing schools include Omni Middle and Olympic Heights High School. No rental restrictions. Sprinklers feed off the lake! Low HOA fee of just $47 a month has NO country clubs that you need to join so there are NO high country club fees. No pet restrictions. All ages are ok! Close to shops, restaurants, & walking distance to houses of Worship.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $579 | $579 | $579 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,266 |
| Total Monthly Payment | $3,019 | $3,148 | $3,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.