3460 W 103rd Terrace, Hialeah, FL, 33018 | $774,900

Mediterranean architectural style meets resortinspired waterfront living in this stunning 4Bedroom, 3. 5Bath home with a private guest suite, located in the soughtafter gated community of Aquabella. Step into comfort and quiet luxury with this rare lakefront residence, built in 2017 and perfectly positioned to capture serene water views. Offering 2, 571 sq. ft. of welldesigned living space, the home delivers a milliondollar view without the milliondollar price tag, blending refined design with versatility—ideal for modern lifestyles and multigenerational living. From the moment you enter, light and volume define the openconcept main living areas. Soaring ceilings uninterrupted lake views, creating a calming sense of openness and connection to nature. The living and dining spaces flow seamlessly into a contemporary kitchen designed for comfort and effortless entertaining, making the home as functional as it is inviting. Throughout the residence, the lake serves as a constant backdrop, elevating daily living with peaceful scenic beauty. Outdoors, the furnished backyard becomes a private extension of the home—serene, stylish, and low maintenance. Whether enjoying morning coffee by the water, unwinding at sunset, or hosting intimate gatherings, this lakefront setting offers a tranquil escape that feels elevated and personal. One of the most impressive highlights is the fully permitted private efficiency suite, thoughtfully designed and completely independent. It features its own bedroom, full bath, kitchenette with refrigerator, living area, and dedicated washer and dryer. With a separate private entrance, the suite offers exceptional versatility and privacy—ideal for extended family, guests, a home office, adding significant longterm value. Parking is a major advantage, with a spacious 4car driveway, a 1car garage, and additional guest parking conveniently located across the street—an uncommon neighborhood feature. Additional highlights include panoramic lake views, modern 2017 construction in pristine moveinready condition, and a secure, guardgated setting. Aquabella residents enjoy 24/7 security, a clubhouse, gym, playgrounds, and scenic walking paths, with quick access to I75, SR826, shopping, dining, and schools. This modern lakefront multigenerational home brings together beauty, flexibility, and value—where luxury feels effortless and lasting memories await. Come experience it for yourself. See the luxury, potential and value!!

Features

  • Amenities: Clubhouse, Fitness Center, Management, Pool, Manager On Site, Sidewalks, Street Lights
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Year Built: 2017
  • Garage: 1-car Attached
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,571
  • Acreage: 0.1
  • Est. Taxes: $10,775
  • HOA Fee: $174 Monthly
  • View: Water, Lake
  • Water Front: Yes
  • Pet Policy: Yes, Breed Restrictions
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Microwave, Refrigerator, Water Heater, Washer
  • MLS#: B26000170
  • Website: https://www.raveis.com
    /prop/B26000170/3460w103rdterrace_hialeah_fl?source=qrflyer
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Maria MantisLicensed Associate Real Estate Broker

914.525.9472

Maria.Mantis@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3460 W 103rd Terrace, Hialeah, FL, 33018

$774,900

Maria Mantis

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 914.525.9472

Maria.Mantis@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $619,920 $619,920 $619,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.301% 6.500% 5.691%
Monthly Tax Payment $898 $898 $898
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,667 $3,867 $5,062
Total Monthly Payment $4,657 $4,857 $6,052

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.