20184 Camellia Crosse LN, Estero, FL, 33928 | $689,000

LOWEST 2-STORY HOME IN RIVERCREEK - ACT QUICK SELLERS NEED TO SELL SOON TO HONOR CONTRACT ON NEW HOME! Prepare to be impressed by this beautifully updated modern home featuring 4 bedrooms + loft and 4 full bathrooms. From the moment you step inside, the custom entryway and engineered hardwood flooring—extending through most of the first floor and up the staircase—set the tone for a stylish, thoughtfully designed interior.
The updated full bathroom downstairs showcases designer floor tile, wallpaper, and a custom vanity, adding a touch of luxury. The oversized kitchen island is perfect for gathering and entertaining, seamlessly connecting to the spacious great room with custom built-ins and an open dining area that today’s buyers love. A first-floor bedroom and a screened-in lanai complete the main level.
Upstairs, the primary suite is a true retreat with herringbone wood flooring, a tray ceiling, dual walk-in closets, and a beautifully upgraded ensuite featuring a soaking tub, separate walk-in shower, and dual sinks with post-builder enhancements. The second floor also includes a versatile loft/flex space, a full hallway bath, a laundry room with custom cabinetry and wallpaper, and two additional bedrooms—one with its own ensuite.
Additional upgrades include:
Epoxy garage flooring
Hurricane-impact windows and slider
Widened driveway
EV charging in the garage
If you’re considering adding a pool, this corner lot is ideal—complete with privacy landscaping, an updated electric panel, and gas available at the rear of the home.
All of this is located just steps from the incredible Rivercreek amenities, including a resort-style pool, splash pad, indoor basketball, playground, pickleball, tennis, and more. Come see why so many buyers are choosing Rivercreek—this home truly stands out.

Features

  • Amenities: Basketball,BBQ - Picnic,Billiards,Bocce Court,Clubhouse,Community Pool,Community Room,Exercise Room,Hobby Room,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 4 full
  • Style: 2 Story,Corner
  • Development: RIVERCREEK IN ESTERO
  • Year Built: 2023
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,976
  • Acreage: 0.18
  • Est. Taxes: $7,965
  • HOA Fee: $1,125 Quarterly
  • Lot Desc: Corner,Regular
  • View: Landscaped Area,Tennis Courts
  • Community Type: Gated
  • Pet Policy: With Approval
  • MLS#: 226012013
  • Website: https://www.raveis.com
    /prop/226012013/20184camelliacrosseln_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of MAXIM LLC

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20184 Camellia Crosse LN, Estero, FL, 33928

$689,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,200 $551,200 $551,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $664 $664 $664
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,261 $3,394 $4,467
Total Monthly Payment $4,017 $4,150 $5,223

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.