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NEW PRICE!! This divine cottage offers a charming blend of coastal character and everyday comfort. Nestled in Padanaram Village, this sun filled, move in home enjoys close proximity to the area’s scenic harbor surrounded by its marinas, restaurants and shops. With classic New England appeal, the floor plan offers an updated kitchen complete with a granite island, a dining room, a family room w office, half bath and living room. Upstairs find the state of the art primary bedroom suite plus two more bedrooms and a full bath. The owned solar panels provide more electricity than current owners use. The handsome designed yard is ideal for outdoor entertainment, gardening or quiet afternoons. The two car garage and shed offer great protection for cars, tools and various storage needs. Whether used as a year-round residence or a seasonal retreat, the property provides a sense of ease and livability. This is a home that captures the essence of coastal, calm, and effortless living.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet - Linen, Flooring - Wood, Window(s) - Bay/Bow/Box | Second |
| Bedroom 3 | Closet, Flooring - Wood | Second |
| Dining Room | Flooring - Wood | First |
| Kitchen | Closet, Flooring - Wood, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Dryer Hookup - Electric, Recessed Lighting, Stainless Steel Appliances, Crown Molding | Main,First |
| Living Room | Flooring - Wood, Lighting - Overhead, Beadboard | First |
| Master Bedroom | Bathroom - Full, Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Closet - Linen, Walk-In Closet(s), Flooring - Stone/Ceramic Tile, Flooring - Laminate, Flooring - Wood, Window(s) - Bay/Bow/Box, Double Vanity, Recessed Lighting, Lighting - Sconce, Decorative Molding, Pocket Door | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,095,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $876,000 | $876,000 | $876,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $444 | $444 | $444 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,837 | $5,252 | $7,274 |
| Total Monthly Payment | $5,406 | $5,821 | $7,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.