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Welcome to 1835 Harte St. , a 5 bed 3 bath Cape Cod style home in North Baldwin just waiting for your personal touch. This charming residence offers the perfect blend of comfort, functionality & location. Step inside to find a warm & inviting layout featuring spacious living areas including hardwood floors on the main floor, ideal for both everyday living and entertaining. The home offers generously sized bedrooms, a thoughtfully designed kitchen, and ample storage space throughout. Additional features include a finished basement with an outside entrance, A New roof installed just a year ago, public sewers, natural gas heating, & brand new light fixtures throughout the home. Outside , enjoy a private backyard perfect for relaxing, gardening, or summer gatherings. The property also offers convenient parking and easy access to nearby shopping, dining, parks, and major transportation routes making commuting a breeze. Located just minutes away from all that Baldwin has to offer, this home is a fantastic opportunity for buyers seeking value, location, and long term potential. Don't miss your chance to make this move in ready gem your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $1,174 | $1,174 | $1,174 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,313 | $3,494 | $4,573 |
| Total Monthly Payment | $4,579 | $4,760 | $5,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.