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Expanded hi-ranch located in Commack featuring 5 bedrooms and 4 full bathrooms. The main level offers an open layout with a renovated kitchen featuring quartz countertops, a center island, double oven, glass electric cooktop, microwave in the island, and an oversized stainless steel sink, along with a dining area and a living room with vaulted ceilings, hardwood, and ceramic floors. The lower level provides additional living space, including a family room, bedroom, full bathroom, office/playroom, and summer kitchen setup with outside access. Interior features include hardwood flooring, ceramic tile, marble bathrooms, wainscoting, recessed lighting, and multiple en-suite bedrooms with walk-in closets. Additional features include 2-zone central air, baseboard oil heat (2 zones), 200 amp electric with 2 panels, a fully alarmed system covering windows and doors, and security cameras with night vision, and a 1-car garage. Exterior features include a composite deck with an awning, a paver patio, in-ground sprinklers (approximately 6–8 zones, front and back), outdoor speakers, and a 20x40 saltwater, heated in-ground pool with a slide, waterfall, and sun shelf. The pool also has a 4-foot iron gate separating the property. The property is professionally landscaped and is flat. Conveniently located near shopping, highways, train, parks, and schools. Ages / Updates: Roof: 2011 Extension: 2020 Windows: 2011–2020 Siding: 2011 Heating: Oil, Hot Water Baseboard (2 Zone) Central Air: 2 Zone | 2 Compressors: 2020 Electric: 200 Amp (2 Panels) Pool: Saltwater, Heated, Waterfall, Slide, Sun Shelf (2017) Cesspool: Pumped Approximately 3 Years Ago
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $959,200 | $959,200 | $959,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,717 | $1,717 | $1,717 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,371 | $5,751 | $7,965 |
| Total Monthly Payment | $7,213 | $7,593 | $9,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.