108 Hayrick Lane, Commack, NY, 11725 | $1,199,000

Expanded hi-ranch located in Commack featuring 5 bedrooms and 4 full bathrooms. The main level offers an open layout with a renovated kitchen featuring quartz countertops, a center island, double oven, glass electric cooktop, microwave in the island, and an oversized stainless steel sink, along with a dining area and a living room with vaulted ceilings, hardwood, and ceramic floors. The lower level provides additional living space, including a family room, bedroom, full bathroom, office/playroom, and summer kitchen setup with outside access. Interior features include hardwood flooring, ceramic tile, marble bathrooms, wainscoting, recessed lighting, and multiple en-suite bedrooms with walk-in closets. Additional features include 2-zone central air, baseboard oil heat (2 zones), 200 amp electric with 2 panels, a fully alarmed system covering windows and doors, and security cameras with night vision, and a 1-car garage. Exterior features include a composite deck with an awning, a paver patio, in-ground sprinklers (approximately 6–8 zones, front and back), outdoor speakers, and a 20x40 saltwater, heated in-ground pool with a slide, waterfall, and sun shelf. The pool also has a 4-foot iron gate separating the property. The property is professionally landscaped and is flat. Conveniently located near shopping, highways, train, parks, and schools. Ages / Updates: Roof: 2011 Extension: 2020 Windows: 2011–2020 Siding: 2011 Heating: Oil, Hot Water Baseboard (2 Zone) Central Air: 2 Zone | 2 Compressors: 2020 Electric: 200 Amp (2 Panels) Pool: Saltwater, Heated, Waterfall, Slide, Sun Shelf (2017) Cesspool: Pumped Approximately 3 Years Ago

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Hi Ranch
  • Year Built: 1961
  • Garage: 1-car
  • Heating: Baseboard, Oil
  • Cooling: Central Air
  • Approx Sq. Feet: 3,100
  • Acreage: 0.5
  • Est. Taxes: $20,607
  • Lot Desc: Back Yard, Corner Lot, Front Yard, Landscaped, Level, Near School, Sprinklers In Front, Sprinklers In Rear
  • View: Neighborhood
  • Elem. School: Burr Intermediate School
  • Middle School: Commack Middle School
  • High School: Commack High School
  • School District: Commack
  • Pool: Fenced, In Ground, Outdoor Pool, Pool Cover, Salt Water, Vinyl
  • Appliances: Dishwasher, Electric Oven, Electric Range, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 974014
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/974014/108hayricklane_commack_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY LLC   Phone: 631-629-7719

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

108 Hayrick Lane, Commack, NY, 11725

$1,199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,200 $959,200 $959,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.110% 5.932%
Monthly Tax Payment $1,717 $1,717 $1,717
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,371 $5,751 $7,965
Total Monthly Payment $7,213 $7,593 $9,807

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.