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$5k BUYERS CONCESSIONS- USE FOR CLOSING OR RATE BUY DOWN!Live the Carnes Crossroads lifestyle in this duplex with over 2, 000 square feet, private fenced yard, and access to resort-style community amenities. No fees other than the $133/month hoa fee. This thoughtfully designed home, located on a quiet, low traffic street offers 3 bedrooms, 2. 5 baths, and a main floor flex space--perfect for working from home or a flexible living space. The open and functional floor plan provides comfortable living and entertaining areas downstairs, while all bedrooms--including the spacious primary suite--are located upstairs for added privacy. The kitchen refrigerator and garage refrigerator will both convey, adding extra convenience for the next owner. Step outside to enjoy a paver patio and fully fenced backyard, ideal for relaxing evenings, pets, or weekend gatherings. Additional features include gutters, front yard irrigation, and a detached garage. Residents of Carnes Crossroads enjoy exceptional amenities including two community pools (one resort-style with a waterslide), a fitness center, tennis courts, pickleball courts, multiple playgrounds, and a dog park. The neighborhood's convenient location near Interstate 26 provides easy access to Charleston, Summerville, and surrounding areas. If you're looking for low-maintenance living with outstanding amenities and a vibrant community atmosphere, this home is a must see.
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Our Executive Mortgage Banker:
$388,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,120 | $311,120 | $311,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $1,964 | $2,584 |
| Total Monthly Payment | $1,991 | $2,039 | $2,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.