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One or more photo(s) has been virtually staged. Welcome to this beautifully crafted St. Augustine Cottage, where modern design meets peaceful, nature-inspired living. Surrounded by mature trees with no direct next-door neighbors, this brand-new construction home offers a sense of privacy and serenity from the moment you arrive. Inside, the bright and airy open floor plan is filled with gorgeous natural light and designed for comfortable everyday living and entertaining. Easy-to-maintain LVP flooring flows throughout, while thoughtful finishes including sparkling countertops and soft-close cabinetry add a polished touch. Step outside and enjoy your own private oasis. The covered front porch with outdoor lighting is the perfect place to relax and unwind, while the spacious yard offers endless potential for gardening, outdoor living, or creating the backyard retreat you’ve always envisioned. With NO HOA, you’ll have the freedom to truly make this property your own. Bright landscaping and charming curb appeal complete the package, while the builder warranty provides added peace of mind for stress-free homeownership from day one. Conveniently located near the World Equestrian Center and Rainbow Springs State Park, this property also offers excellent potential as an income-producing Airbnb, vacation getaway, or seasonal retreat. This home blends comfort, style, and flexibility in a peaceful setting surrounded by nature.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $22 | $22 | $22 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,133 | $1,178 | $1,540 |
| Total Monthly Payment | $1,230 | $1,275 | $1,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.