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Historic District Charm + Major PotentialIf you've been waiting for the right opportunity to plant roots in the Historic District, this is it. This Craftsman-style beauty has the ''good bones'' and soulful character you just can't find in new construction, and it's sitting in a prime, highly walkable area. Yes, it needs some love, but the payoff could be huge. The moment you step inside, you'll see the original, gorgeous hardwood floors that run throughout most of the home. The den features classic built-in bookcases, and with three possible working fireplaces, the cozy factor is off the charts. The layout is also super functional: the front of the house offers a private bedroom and bathroom setup--perfect for a guest suite or a quiet home office away from the main living areas. Lowcountry Outdoor Living This home was built for enjoying the weather. You've got: Classic front and side porches for morning coffee. A screened-in back porch for bug-free evenings. A private backyard that feels like a secret garden, filled with mature landscaping, azaleas, and camellias that are absolutely stunning in bloom. Roof: Replaced in 2020. HVAC: Updated in 2015. X Flood Zone. This is a rare chance to take a historic gem and polish it into your dream home. Bring your contractor and your vision--this one won't sit long.
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Our Executive Mortgage Banker:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $923 | $961 | $1,274 |
| Total Monthly Payment | $998 | $1,036 | $1,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.