2520 YELLOW BRICK ROAD, St. Cloud, FL, 34772 | $315,000

Rare WATERFRONT HOME OPPORTUNITY with gorgeous Florida SUNSET VIEWS from nearly every room in your home! The enchantment begins when you step in the front door and the relaxing WATERFRONT VIEWS sweep you away! Welcome to this meticulously cared for 2 bed/2 bath villa located in the highly desirable 55+ gated community of TWIN LAKES. The HOA is responsible for the complete care and maintenance of the EXTERIOR and ROOF. Expect to be impressed by the light, open floor plan, neutral tile floors and 10FT HIGH CEILINGS with recessed lighting. Double slider doors open to the WATERFRONT SCREENED PORCH with attached remote-controlled SUNSHADE. The gourmet kitchen features GRANITE countertops, an ISLAND WITH SINK, STAINLESS STEEL appliances, built in phone charging station, 52" wood cabinetry with tons of storage and a convenient WALK-IN PANTRY. This home is builder PREWIRED for the ethernet. The spacious primary bedroom offers WATER VIEWS, TRAY CEILING, WALK-IN CLOSET and an expansive bathroom and shower with two-sink vanity. Both bathrooms feature shower GRIP-ACCESSIBLE BARS. The SPLIT PLAN second bedroom located the front of the home could double as a private HOME OFFICE. The full-sized LAUNDRY ROOM has storage space galore, a full sink and WASHER/DRYER. ALL APPLIANCES STAY! The 1. 5 garage offers easy maintenance coated flooring, full parking space plus GOLF CART PARKING or EXTRA STORAGE. The community of TWIN LAKES offers a huge variety of AMENITIES from A to Z! You can immerse yourself in activities and social events offered by the full-time Activities Director or bask in the Florida sun at one of the (3) beautiful lakefront pools. The clubhouse is an impressive sprawling 20, 000 sq ft of resort style luxuries to include flex spaces, bar with food service, state of the art fitness center, sauna, billiards, poker/gaming, arts & crafts, dance, yoga and fitness classes. Sport courts include tennis, bocce and pickle ball. Enjoy fishing, boating and kayaking from the LAKEFRONT PIER! Venture out on LIVE OAK LAKE in a community Jon or Pontoon boat. Got a green thumb? Enjoy tending to your parcel of the COMMUNITY GARDEN. Time to explore and enhance your Florida living experience at TWIN LAKES. Hurry on in and discover your carefree, restful and rejuvenating OASIS!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 2021
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,346
  • Acreage: 0.09
  • Est. Taxes: $5,252
  • HOA Fee: $452 Monthly
  • Lot Desc: Landscaped, Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: O6391811
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/O6391811/2520yellowbrickroad_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 8:02:07 AM)
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO   Phone: 407-622-2122

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2520 YELLOW BRICK ROAD, St. Cloud, FL, 34772

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $438 $438 $438
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,552 $1,634 $2,110
Total Monthly Payment $2,065 $2,147 $2,623

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.