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Presented by
Silvers Group |
1039 NORTHRIDGE DRIVE, Palm Harbor, FL, 34683 | $547,000
One or more photo(s) has been virtually staged. ROOF 2025, AC 2023, NO FLOOD ZONE, NO CDD, LOW HOA. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage, located in the highly desirable Hidden Lake community. Situated on a spacious quarter-acre lot, this property offers the perfect blend of comfort, style, and outdoor living.
As you enter, you’re greeted by a welcoming hallway that opens to a formal dining area/entertaining are on the right that is ideal for gatherings. The home features high ceilings and a bright, open feel throughout, with beautiful LVP flooring installed in 2025 and tile in all areas (no carpet in the house).
The spacious living area flows seamlessly into the kitchen, creating an open concept layout that is perfect for both everyday living and entertaining. The kitchen is both functional and stylish, showcasing granite countertops and Samsung appliances, including a Samsung range and Samsung microwave.
The primary suite is a true retreat, offering a spacious layout with an ensuite bathroom that features a skylight window, dual sinks, a relaxing garden tub with jacuzzi, a separate shower, and a walk-in closet.
Two additional bedrooms are generously sized, providing comfort and flexibility for family, guests, or a home office.
Step outside to your private backyard oasis, complete with a stunning pool area perfect for entertaining, relaxing, or hosting gatherings. The large yard also features a mature mango tree, adding a unique Florida touch.
Additional highlights include an electric fireplace and a well-designed layout that blends comfort with functionality.
Conveniently located, this home is just minutes from shopping, dining, and everyday essentials. It’s also only 10 minutes from Honeymoon Beach and close to top-rated A schools.
The Hidden Lake community offers fantastic amenities including a park, basketball courts, tennis courts, pickleball courts, a playground, and a beautiful lake.
This is a rare opportunity to own a move-in ready home in a prime location with everything you need for the Florida lifestyle.
Features
- Amenities: Basketball Court, Park, Playground, Tennis Court(s)
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 139
- Laundry: Inside, Laundry Room, Other
- Style: Contemporary, Traditional
- Year Built: 1986
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,130
- Acreage: 0.25
- Lot Size: 80 x 139
- Est. Taxes: $3,124
- HOA Fee: $550 Annually
- View: Garden, Pool, Trees/Woods
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pool: Deck, In Ground, Screen Enclosure
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: TB8488020
- Days on Market: 41 days
- Website: https://www.raveis.com
/prop/TB8488020/1039northridgedrive_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Silvers GroupSales Associate
239.287.5206
SilversTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1039 NORTHRIDGE DRIVE, Palm Harbor, FL, 34683
$547,000
Silvers Group
Sales Associate
William Raveis Real Estate
Phone: 239.287.5206
SilversTeam@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $437,600 | $437,600 | $437,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,621 | $2,730 | $3,573 |
| Total Monthly Payment | $2,973 | $3,082 | $3,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388