12 Matson Ridge, Old Lyme (Sill Lane), CT, 06371 | $1,200,000

Privately set in one of Old Lyme's most cherished residential enclaves, 12 Matson Ridge is a distinguished five bedroom Colonial that reflects the enduring charm and architectural tradition of coastal New England. Thoughtfully designed and beautifully maintained, the home offers a seamless balance of classic form and modern comfort. A gracious entry introduces interiors defined by light, proportion, and an effortless sense of flow, enhanced by hardwood floors that extend throughout the home, lending warmth, continuity, and timeless appeal. At the heart of the residence, a beautifully appointed chef's kitchen with subzero and wolf appliances anchor daily living featuring refined finishes, generous workspace, and an open connection to the surrounding living and dining areas. Expansive sightlines and a natural openness create an inviting environment suited for both intimate gatherings and larger-scale entertaining. Two fireplaces lend warmth and character to the principal living spaces, offering a sense of comfort through every season. Upstairs, five well proportioned bedrooms provide flexibility for family, guests, or dedicated work from home spaces, while maintaining a sense of privacy and retreat. Set on a generous parcel, the grounds offer a peaceful outdoor setting with ample room for recreation and gardening. 12 Matson Ridge presents a rare opportunity to experience refined living in one of Connecticut's most iconic shoreline towns. Tucked along the Connecticut shoreline where the Lieutenant River meets Long Island Sound, Old Lyme is a place of quiet distinction, an enduring New England village defined by its natural beauty, cultural legacy, and understated sophistication. Long regarded as one of the region's most picturesque coastal towns, Old Lyme offers a rare balance of privacy, community, and refined living. Steeped in history and artistic heritage, Old Lyme is perhaps best known as the birthplace of American Impressionism. The celebrated Florence Griswold Museum remains at the heart of the town's identity, surrounded by galleries, preserved architecture, and a deep appreciation for the arts that continues to shape the community today. Life in Old Lyme unfolds at a more intentional pace. Mornings begin with quiet walks along tree-lined roads or by the water's edge, while afternoons are spent boating along the Lieutenant River, enjoying nearby beaches, or dining at beloved local establishments such as the Old Lyme Inn. Seasonal moments define the rhythm of life here from summer evenings to the longstanding tradition of the Hamburg Fair, a hallmark event that reflects the town's deep rooted community spirit. Throughout the year, Old Lyme remains vibrant yet serene, offering a lifestyle that feels both relaxed and richly connected. Despite its tranquil setting, Old Lyme is remarkably accessible ideally positioned between New York and Boston, making it an exceptional choice for those seeking a refined primary residence or a sophisticated coastal retreat within easy reach of major metropolitan areas.

Features

  • Town: Old Lyme
  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1990
  • Garage: 2-car Attached Garage,Driveway
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Unfinished,Storage,Walk-out,Concrete Floor
  • Above Grade Approx. Sq. Feet: 4,429
  • Acreage: 1.9
  • Est. Taxes: $11,557
  • HOA Fee: $480 Annually
  • Lot Desc: Lightly Wooded,Cleared,Professionally Landscaped
  • Elem. School: Per Board of Ed
  • Middle School: Lyme-Old Lyme
  • High School: Lyme-Old Lyme
  • Appliances: Gas Cooktop,Wall Oven,Microwave,Range Hood,Subzero,Dishwasher,Washer,Dryer
  • MLS#: 24151027
  • Website: https://www.raveis.com
    /eprop/24151027/12matsonridge_oldlyme_ct?source=qrflyer
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Listing courtesy of William Pitt Sotheby's Int'l   Phone: (860) 434-2400

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor13.0 x 14.0Upper
Bedroom 2 Hardwood Floor14.0 x 13.0Upper
Bedroom 3 Hardwood Floor12.0 x 13.0Upper
Bedroom 4 Hardwood Floor12.0 x 13.0Upper
Dining Room 9 ft+ Ceilings,Fireplace,Hardwood Floor14.0 x 15.0Main
Eat-In Kitchen 9 ft+ Ceilings,Granite Counters,Island,Sliders,Hardwood Floor13.0 x 27.0Main
Family Room 9 ft+ Ceilings,Built-Ins,Fireplace,French Doors,Hardwood Floor17.0 x 19.0Main
Living Room 9 ft+ Ceilings,Hardwood Floor14.0 x 17.0Main
Other Hardwood FloorUpper
Primary BR Suite Full Bath,Walk-In Closet,Hardwood Floor14.0 x 18.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
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  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

12 Matson Ridge, Old Lyme (Sill Lane), CT, 06371

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $963 $963 $963
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,376 $5,833 $8,036
Total Monthly Payment $6,464 $6,921 $9,124

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.