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Presented by
Joyce Gerraughty |
3141 VERBENA DRIVE, Deltona, FL, 32725 | $405,000
Under contract-accepting backup offers. This one is a SHOWSTOPPER!! **Dream Home Alert!!!** This stunning custom home is truly one of a kind, showcasing over $100, 000 in upgrades and exceptional attention to detail throughout. Featuring 4 bedrooms, a dedicated office space, and 3 full bathrooms—including a private en-suite in one of the secondary bedrooms—this home impresses from the moment you step inside! Highlights include custom stone archways, an elegant built-in fish tank in the office, and a chef’s kitchen designed for both everyday living and entertaining, complete with a dining nook, expansive island, and a second gas cooking range - perfect for hosting! The layout flows seamlessly into a separate dining area and an inviting living room with a custom electric fireplace and built-in shelving, while additional features such as an indoor laundry room add everyday convenience. Step outside to your own private retreat, featuring a beautifully designed backyard with a large screened lanai and wood deck area with plenty of space to grill, relax, and enjoy the hot tub! Located in the desirable Arbor Ridge community, residents enjoy access to a resort-style pool and playground, all just minutes from shopping, dining, medical facilities, entertainment, and easy access to I-4. This is a rare opportunity to own a truly special home—schedule your private showing today and prepare to fall in love! **Furniture Negotiable.
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Year Built: 2003
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,204
- Acreage: 0.16
- Est. Taxes: $2,558
- HOA Fee: $184 Semi-Annually
- Elem. School: Timbercrest Elem
- Middle School: Galaxy Middle
- High School: Deltona High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator
- MLS#: V4948004
- Days on Market: 32 days
- Website: https://www.raveis.com
/prop/V4948004/3141verbenadrive_deltona_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Joyce GerraughtyBroker Associate
508.930.3188
Joyce.Gerraughty@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3141 VERBENA DRIVE, Deltona, FL, 32725
$405,000
Joyce Gerraughty
Broker Associate
William Raveis Real Estate
Phone: 508.930.3188
Joyce.Gerraughty@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $213 | $213 | $213 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,865 | $2,075 | $2,691 |
| Total Monthly Payment | $2,153 | $2,363 | $2,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388