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Presented by
Rich Rocci |
2055 S FLORAL AVENUE, #322, Bartow, FL, 33830 | $220,000
Welcome to this beautifully updated two-bedroom, two-bathroom home in the desirable 55+ community of Floral Lakes in Bartow. Offering serene lake views, a private deck, and thoughtful updates throughout, this home is perfect for enjoying the relaxed Florida lifestyle. Recent improvements include 2024 kitchen updates, a stunning new 2024 deck overlooking the lake, and a 2022 A/C system, providing both style and peace of mind. The property also features carport parking plus a garage, along with a covered front porch - ideal for enjoying the beautiful Florida weather. Inside, you’ll find wood-look vinyl flooring and a bright, open layout filled with natural light. The spacious living room features a cozy fireplace and charming wooden beam, creating a warm and inviting atmosphere. The updated kitchen is a standout with stainless steel appliances, quartz countertops, abundant cabinetry, and a dedicated coffee bar, while the adjacent dining area keeps everything connected for easy entertaining. One of the highlights of the home is the gorgeous back sunroom with peaceful lake views, offering a relaxing space to unwind. Step outside to the screened-in porch or onto the beautiful deck that extends right to the lake, perfect for morning coffee or evening sunsets. The primary suite is nicely sized and includes a walk-in closet and a fully updated private bathroom with a dual-sink vanity and step-in shower. The second bedroom is also spacious and offers convenient access to the guest bathroom with a tub/shower combo. Residents of Floral Lakes enjoy a variety of amenities, including a sparkling heated community pool, shuffleboard courts, a boat ramp, and a dock, along with an active calendar of social events. The low monthly fee covers these amenities and helps maintain the welcoming community atmosphere. This lakefront gem offers comfort, updates, and a peaceful setting - schedule your private showing today and start enjoying the best of Florida living!
Features
- Amenities: Shuffleboard Court
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Year Built: 1980
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,416
- Acreage: 0.13
- Est. Taxes: $2,311
- HOA Fee: $105 Monthly
- Adult Communities: Yes
- Elem. School: Floral Avenue Elem
- Middle School: Bartow Middle
- High School: Bartow High
- Pet Policy: Yes
- Appliances: Dishwasher, Range, Range Hood, Refrigerator
- MLS#: TB8487626
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8487626/2055sfloralavenue_bartow_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Rich RocciBroker Associate
617.953.1539
Rich.Rocci@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 32556
339.224.0866
Scott.Petersen@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2055 S FLORAL AVENUE, #322, Bartow, FL, 33830
$220,000
Rich Rocci
Broker Associate
William Raveis Real Estate
Phone: 617.953.1539
Rich.Rocci@raveis.com
Scott Petersen
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,013 | $1,127 | $1,462 |
| Total Monthly Payment | $1,281 | $1,395 | $1,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388