3832 SADDLE HILL TRAIL, Fruitland Park, FL, 34731 | $739,900

Introducing the Mantle at Saddle Hill by Terrata Homes – Fruitland Park

The Mantle is a statement of refined living—expansive, intentional, and thoughtfully crafted for the way modern families experience home. Located within the highly anticipated Saddle Hill community, this four-bedroom, three-and-a-half-bath residence with a three-car garage offers a seamless blend of sophistication, comfort, and functionality.

From the moment you enter, a grand foyer draws you into an impressive open-concept living space, where the family room serves as the centerpiece—framed by natural light and effortless access to the covered outdoor living area beyond. Every element of this home is designed to feel both elevated and livable, offering space to gather, unwind, and entertain without compromise.

At the heart of the home, the designer kitchen commands attention with a striking angled island that anchors the space with both style and purpose. Overlooking the breakfast area and expansive family room, this culinary space is as beautiful as it is functional. Quartz countertops, bright white cabinetry, stainless steel appliances, a modern tile backsplash, and matte black hardware create a clean, cohesive aesthetic, while a generous walk-in pantry ensures effortless organization.

A formal dining room just off the foyer offers a refined setting for hosting, while the dedicated media room provides a private escape for movie nights and relaxed evenings. A thoughtfully placed tech area near the owner’s suite adds an additional layer of everyday convenience—perfect for work, study, or staying connected.

French doors open to a covered outdoor kitchen, extending the living experience beyond the walls of the home and creating an ideal setting for year-round entertaining under the Florida sky.

Privately positioned at the rear of the home, the owner’s suite is a true retreat—designed for rest and rejuvenation. The spacious bedroom offers a serene escape, while the spa-inspired bathroom features a soaking tub, walk-in shower, and an expansive vanity that elevates your daily routine. A large walk-in closet provides ample storage with a boutique-inspired feel.

Throughout the home, every finish reflects a commitment to quality and design. Luxury vinyl plank flooring spans the main living areas, complemented by elevated lighting and plumbing fixtures, refined architectural trim details, and blinds throughout—delivering a fully complete, move-in-ready home with no detail overlooked.

Saddle Hill is set among the tranquil, tree-lined landscapes of Fruitland Park, offering a peaceful, elevated lifestyle with close proximity to the scenic shores of Lake Griffin, championship golf courses, charming cafés, boutique shopping, local dining, farmers markets, art walks, and live music. It is a community where natural beauty and curated living come together effortlessly.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Traditional
  • Year Built: 2026
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,292
  • Acreage: 0.62
  • Est. Taxes: $605
  • HOA Fee: $125 Monthly
  • Lot Desc: Cul-De-Sac
  • Elem. School: Fruitland Park Elem
  • Middle School: Carver Middle
  • High School: Leesburg High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8488341
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/TB8488341/3832saddlehilltrail_fruitlandpark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 7:47:07 AM)
Listing courtesy of LGI REALTY- FLORIDA, LLC   Phone: 904-449-3938

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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3832 SADDLE HILL TRAIL, Fruitland Park, FL, 34731

$739,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $591,920 $591,920 $591,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $50 $50 $50
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,407 $3,790 $4,915
Total Monthly Payment $3,549 $3,932 $5,057

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.