13836 SHELLMORE AVENUE, Palmetto, FL, 34221 | $338,999

Under Construction. What's Special: Low HOA Dues | No Rear Neighbors | Water View | Flex Room | Single Level Living. New Construction - May Completion! Built by America's Most Trusted Home Builder. Welcome to the Spruce at 13836 Shellmore Avenue in Cove at Coasterra! This thoughtfully designed single-story home offers an open and welcoming layout with bright, comfortable spaces for everyday living. A flexible room sits off the foyer and creates the perfect spot for work, play, or quiet relaxation. The kitchen opens to the great room and dining area, with two secondary bedrooms nearby for simple convenience. Your primary suite rests at the back of the home and features a peaceful retreat with a spacious bathroom and a generous walk-in closet. A lovely patio extends the living space outdoors and creates an ideal place to enjoy warm Florida breezes with friends and family. With a two-car garage and well-planned design, the Spruce brings together comfort and style in a beautifully balanced home. In this amenity-rich master-planned community, enjoy natural beauty, four pools at Club Coasterra, a lakeside pavilion, fitness spaces, and cabanas overlooking a 65-acre lake. Additional centers offer pools, a dog park, and a 20-acre lake. Explore a 160-acre nature park with trails. Located off Buckeye Road, with easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: refrigerator, washer, and dryer. Photos are for representative purposes only. MLS#TB8488379

Features

  • Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Playground, Pool, Recreation Facilities, Trail(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Craftsman
  • Year Built: 2026
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,603
  • Acreage: 0.11
  • Est. Taxes: $0
  • HOA Fee: $58 Monthly
  • View: Water
  • Elem. School: James Tillman Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8488379
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/TB8488379/13836shellmoreavenue_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 1:04:55 PM)
Listing courtesy of Taylor Morrison Realty of FL   Phone: 813-333-1171

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13836 SHELLMORE AVENUE, Palmetto, FL, 34221

$338,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,199 $271,199 $271,199
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,604 $1,692 $2,216
Total Monthly Payment $1,679 $1,767 $2,291

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.