423 MARTIN DRIVE, Lakeland, FL, 33809 | $95,000

What a fantastic opportunity, look no further! This beautifully maintained 2-bedroom, 2-bath home is perfectly suited for seasonal snowbirds or full-time Florida living. Ideally situated at the end of a quiet cul-de-sac, the property offers both privacy and a welcoming neighborhood atmosphere. Inside, you will find a home that has been lovingly cared for, featuring matching luxury vinyl flooring in the living room, kitchen, and bathrooms, along with newer carpet in the bedrooms and fresh interior paint throughout, creating a clean, cohesive, and inviting feel. Enjoy year-round relaxation in the bright sunroom, filled with natural light from an abundance of windows.
The home also features a durable metal roof and offers added peace of mind, as the property has never experienced flooding or hurricane damage while the seller owned the home. Additional hurricane straps provide extra security and durability. An existing antenna allows access to a variety of local TV channels, including stations from the Tampa area. Located in the desirable 55+ community of Martin Estates, a friendly resident-owned co-op, this property offers exceptional value and long-term stability. As a resident stockholder, you will enjoy approximately 60 years remaining on the 99-year land lease. With a unique ownership structure where residents collectively own the community, monthly costs remain impressively low, with a maintenance fee of just $46/month. Residents can enjoy a range of amenities tailored to those seeking an active and sociable lifestyle. Features include a heated pool, a clubhouse housing a library, card room, billiards area, meeting space, and shuffleboard courts—ideal for soaking up the Florida sun and interacting with fellow community members.
Whether you are looking for a seasonal retreat or a year-round residence, this home is an excellent choice. Schedule your private showing today!

Features

  • Amenities: Clubhouse, Pool, Shuffleboard Court
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 152
  • Laundry: Outside
  • Year Built: 1978
  • Garage: Covered, Driveway
  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 784
  • Acreage: 0.22
  • Lot Size: 60 x 152
  • Est. Taxes: $1,080
  • HOA Fee: $46 Monthly
  • Lot Desc: Cul-De-Sac, In County, Level
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: L4960403
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/L4960403/423martindrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/7/2026 4:45:22 AM)
Listing courtesy of LIVE FLORIDA REALTY   Phone: 863-868-8905

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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423 MARTIN DRIVE, Lakeland, FL, 33809

$95,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $76,000 $76,000 $76,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.794%
Monthly Tax Payment $90 $90 $90
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $456 $474 $621
Total Monthly Payment $621 $639 $786

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.