12321 SE 176TH LOOP, Summerfield, FL, 34491 | $315,000

Stonecrest is a 55+ gated golf course community with all the amenities and 4 pools (one indoor), and just a Bridge Away By Golf Cart To The Villages! Stunning Concrete Block and Stucco 3/2 Custom Dogwood with a side facing 2 Car Garage, 1, 815 square feet of Living Space, and Painted concrete driveway & walkway. ROOF 2022, A/C 2019, Freshly Painted Interior, and New Carpet. As you enter into the home you are greeted by an Open Concept Floor Plan, Vaulted Ceilings, and a Gorgeous Dining area featuring an elegant Tray ceiling, and Upgraded Light fixture. The Dining area opens to the Huge Living area! The Light and Bright Kitchen is perfect for entertaining family and friends with its Large Eat -In area featuring entry to the Lanai, Tile Backsplash, White Appliances, Wood Cabinets, Pantry Closet, and Open Concept Design, it is sure to be the favorite gathering place! The Luxurious Primary Suite boasts a Private Entry to the Lanai, a Walk in Closet and En Suite Bathroom, featuring a 2 Vanity, Private Water Closet, Linen closet, and Walk in Shower. The two additional bedrooms feature nice size built in closets and, provides plenty of convenience, and comfort for your guests. The Sliding glass doors allow access to the Enclose Lanai which offers access to the Living area, and the back patio, making it effortless to enjoy relaxing evenings soaking in the Spectacular View of the Florida Sun Sets! Take advantage of the Fantastic weather by enjoying Outdoor BBQs on the nice size Back Patio! The 2 Car Garage offers an electric screen door that allows the two car garage door to be open giving you privacy and wonderful ventilation, and the garage provides plenty of space for storage, and has Epoxy flooring. Stonecrest is a 55+ gated golf course community with all the amenities, pools, pickleball courts, softball, 18 hole championship golf course, Broad Stripes Golf & Social Club and over 80 different clubs to join! It is a community with Private Roads and 24 Hour Security! As a private gated golf course community, you can expect a high level of privacy and security. Overall, this home offers a combination of Tremendous Outdoor Space, Luxurious features, a Desirable Location, and a Secure Community Setting. A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 65 x 110
  • Laundry: Inside, Laundry Room
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,815
  • Acreage: 0.16
  • Lot Size: 65 x 110
  • Est. Taxes: $4,376
  • HOA Fee: $152 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5101659
  • Days on Market: 198 days
  • Website: https://www.raveis.com
    /prop/G5101659/12321se176thloop_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2026 11:17:07 PM)

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NMLS Mortgage Loan Originator ID 1020051

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12321 SE 176TH LOOP, Summerfield, FL, 34491

$315,000

Karen Moran

Sales Associate

William Raveis Real Estate

Phone: 508.958.0934

Karen.Moran@Raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,491 $1,531 $2,042
Total Monthly Payment $1,931 $1,971 $2,482

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.