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1324 Monarch CIR, Naples, FL, 34116 | $484,000
LAKE FRONT, UPDATED, LOW HOA $179. 00 YEAR! Wake up to serene southern lake views in this beautifully remodeled, light-filled single-family home in the heart of Naples. Offering 2 bedrooms Plus DEN and 2 full baths, this move-in ready residence blends modern upgrades with relaxed Florida living.
The open-concept design features a stylish kitchen with a large island bar, custom cabinetry, quartz countertops, and newer stainless steel appliances (2023)—perfect for entertaining or everyday comfort. Tile flooring flows throughout, including elegant wood-look tile in the living areas, bedrooms, and den. The primary suite showcases a designer touch with a sliding barn door leading to a beautifully updated bath. Both bathrooms feature custom tiled showers, quartz vanities, and updated fixtures.
Enjoy peace of mind with major upgrades including a new A/C with UV air purification (2025), new roof and gutters (2023), impact garage door, water heater (2025), and washer/dryer (2025). Impact glass windows were installed in 2018, with select front-facing windows and the side bedroom window being standard (non-impact).
Step outside to your private retreat—this large lot offers room for a pool and features both a front garden lanai and a spacious screened rear lanai overlooking tranquil lake views, ideal for morning coffee or sunset relaxation.
Perfectly centrally located, you’re just minutes from Berkshire Commons Plaza with convenient access to Publix, First Watch, Walgreens, dining, and everyday essentials. Enjoy an active lifestyle within walking distance to Golden Gate Community Center, featuring an aquatic complex, fitness center, playgrounds, and picnic areas.
Low HOA fee of only $179/year, with owners maintaining their own yard. Irrigation is conveniently sourced from the lake, helping keep costs down while maintaining lush landscaping.
This home offers the perfect combination of location, upgrades, lakefront living, and affordability—an exceptional opportunity in one of Naples’ most convenient areas.
Features
- Amenities: Fishing Pier,Sidewalk,Streetlight,Tennis Court
- Bedrooms: 2
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: BERKSHIRE VILLAGE
- Year Built: 1987
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 1,371
- Acreage: 0.18
- Est. Taxes: $1,934
- Master HOA Fee: $179
- Lot Desc: Oversize
- View: Lake
- Community Type: Non-Gated
- Water Front: Yes
- Elem. School: CALUSA PARK
- Middle School: EAST NAPLES
- High School: LELY
- Pet Policy: No Approval Needed
- MLS#: 226012086
- Website: https://www.raveis.com
/prop/226012086/1324monarchcir_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1324 Monarch CIR, Naples, FL, 34116
$484,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $387,200 | $387,200 | $387,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $161 | $161 | $161 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,384 | $2,511 | $3,241 |
| Total Monthly Payment | $2,620 | $2,747 | $3,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388