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Dreaming of a home near Swains Lake with deeded water access? Just steps from the shoreline, it blends everyday comfort with outdoor lifestyle year round Welcome to a charming 3-bedroom, 1. 5-bath home designed for both relaxation and entertaining. Sunlight pours through the windows, brightening every corner and creating a warm, welcoming feel throughout. The front-to-back living room serves as the heart of the home, anchored by a classic floor-to-ceiling brick fireplace, perfect for cozy nights or hosting gatherings. The galley kitchen offers efficient workspace and flows seamlessly into the dining area, keeping conversations easy while cooking or entertaining. From here, a sliding door opens to your backyard deck, an ideal spot for morning coffee, quiet evenings, or watching local wildlife in a serene natural setting. Upstairs, the spacious primary bedroom features a large picture window with seasonal views of Swains Lake, plus dual closets for practical storage. Two additional bedrooms include built-in dressers, adding both charm and function, while a full bath completes the second level. Recent updates bring fresh appeal, including new paint throughout and new carpet in the bedrooms, making the home move-in ready. Set on a private 1-acre lot, the outdoor space offers room to relax, play, and entertain, whether hosting barbecues, enjoying yard games, or simply unwinding in the shade. Just a short walk away, your deeded access to Swains Lake includes a beach area and space for launching or storing kayaks. Enjoy four-season recreation with kayaking, paddleboarding, fishing, snowshoeing, and ice fishing. A nearby public boat launch adds easy access for motorized boating. If you’re searching for a 3-bed home near Swains Lake with deeded water access, this property delivers lifestyle, location, and comfort.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/24/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.272% | 5.595% |
| Monthly Tax Payment | $589 | $589 | $589 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,404 | $2,503 | $3,339 |
| Total Monthly Payment | $3,085 | $3,184 | $4,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.