|
246 Spencer Woods Drive, Warwick, RI, 02818 | $499,900
Opportunity Awaits! One-level, End Unit set within the highly desired Spencer Hill Community. Just a 10-minute drive to vibrant Main Street East Greenwich and Greenwich Bay/Marina. Sun-drenched by an abundance of natural light, enter to discover the ease of one-level living in this 2 bedroom, 2 full bathroom condo offering 1520+/- square feet of comfortable living space. The open floor plan coupled with vaulted ceilings creates an effortless flow across kitchen, living, and dining ideal for entertaining or simply everyday casual living. Off the main living area, the sun room creates the perfect space for sipping your morning coffee overlooking the tree-lined grounds. The primary suite features a spacious walk-in closet and ensuite bath with double vanities, walk-in tiled shower, and custom cabinetry providing ample storage. Adjacent to the secondary bedroom, find an additional full bath with tub/shower combo. Designed with your convenience in mind enjoy main level laundry, attached 2 car garage, and pull down attic. Seize the opportunity to live in the 02818 zip code with convenient access to Highways, TF Green Airport, Dave's Market, and Route 2 for Shopping & Recreation. Centrally located, just 20 minutes to Providence or the South County coastline, 246 Spencer Woods awaits its next loving steward. Call today for your private showing!
Features
- Parking: 4-car
- Heating: Forced Air,Gas
- Cooling: Central Air
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Year Built: 1998
- Common Charge: $1,450 Quarterly
- Approx Sq. Feet: 1,520
- Est. Taxes: $5,585
- Pets Allowed: Yes
- Appliances: Water Heater
- MLS#: 1406684
- Website: https://www.raveis.com
/prop/1406684/246spencerwoodsdrive_warwick_ri?source=qrflyer
Copyright © 2026 State-Wide MLS, Inc. All rights reserved.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
246 Spencer Woods Drive, Warwick, RI, 02818
$499,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,398 | $2,495 | $3,294 |
| Total Monthly Payment | $2,938 | $3,035 | $3,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB