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Presented by
The Prud'homme Team |
Prime Corner Lot | Downtown Pickens, SC | City Utilities | Residential or Commercial Potential. Opportunities like this don't come around often. Nestled in the heart of downtown Pickens — one of Upstate South Carolina's most charming small cities — this level corner lot sits at the crossroads of possibility. Whether you're dreaming of building your personal home, creating a steady rental income stream, or positioning yourself for a future commercial venture, this property checks the boxes. Located in Pickens' downtown mixed-use corridor, the lot benefits from the kind of visibility and accessibility that most properties simply cannot offer. Corner lots at this price point, in an established city center, are genuinely rare finds — and this one comes ready to build with access to both City of Pickens water and sewer, eliminating the cost and complexity that typically comes with rural or undeveloped land. The terrain works in your favor, too. With a level grade and minimal site work required, you're not fighting the land before you even break ground. What you get instead is a clean slate in a community that's actively growing and investing in itself, right at the foothills of the stunning Blue Ridge Mountains. The zoning currently supports residential single family development — think a custom-built home or an income-producing rental in a walkable downtown setting. And for investors with a longer view, the potential to pursue commercial rezoning adds yet another layer of upside to an already attractive package. Please note, per City of Pickens ordinance, mobile homes are not permitted within city limits. Whether you're a first-time builder, a seasoned investor, or simply someone who sees the value in owning a piece of a thriving mountain town before it's priced out of reach — this lot deserves a serious look. The Foothills are calling. Will you answer?
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $38,400 | $38,400 | $38,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $224 | $236 | $311 |
| Total Monthly Payment | $299 | $311 | $386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.