362 River Road, Fairfax, VT, 05454 | $499,000

Nestled on 3. 5 wooded acres, this charming 1869 Vermont farmhouse sits directly across from the Lamoille River and the Fairfax Hydro Falls, where the soothing rush of water sets the soundtrack to everyday life. Offering nearly 2, 665 sq. ft. of living space with four bedrooms and three baths, the home gracefully blends timeless character, wood floors, period trim, slate roof with comfort and versatility. Mornings begin with coffee in a sunny breakfast nook while you watch the river sparkle across the way, the steady voice of the falls drifting through open windows. Sunlight pours across the wood flooring, creating a warm, inviting atmosphere. The flexible layout offers spaces for quiet reading, working from home, formal dining, or gathering in the expansive living room, where a beautiful fireplace anchors the space and adds evening ambiance on cooler nights. Upstairs, the primary suite is a private retreat with walk-in closet, ¾ bath, and windows that primarily overlook the river. Outdoors, a fenced yard provides room to roam beneath shady trees, while a detached two-car garage and workshop/shed supports hobbies and storage. At sunset, sit on the porch as golden light settles over the river, the air filled with the calming rush of the falls and the gentle rhythm of Vermont’s seasons.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 1 full / 2 three-quarter
  • Style: Victorian
  • Year Built: 1869
  • Garage: 2-car Garage
  • Heating: Hot Air
  • Cooling: None
  • Basement: Concrete Floor,Interior Stairs,Unfinished
  • Approx Sq. Feet: 2,665
  • Acreage: 3.5
  • Est. Taxes: $7,432
  • Lot Desc: Hilly,Level,Wooded
  • Elem. School: Bellows Free Academy
  • Middle School: BFA/Fairfax Middle School
  • High School: BFAFairfax High School
  • MLS#: 5079901
  • Website: https://www.raveis.com
    /prop/5079901/362riverroad_fairfax_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/29/2026
Listing courtesy of Flex Realty   Phone: 802-448-5595
Listing Agent: Adam Cross

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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362 River Road, Fairfax, VT, 05454

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $619 $619 $619
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,458 $2,521 $3,315
Total Monthly Payment $3,152 $3,215 $4,009

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.