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Experience classic New York living in this incredibly charming one-bedroom residence at 12 East 97th Street in Carnegie Hill. Situated just off Fifth Avenue and Central Park, this gracious, one-bedroom, one-bath home is nestled within a well-established 1926 pre-war cooperative. Filled with lovely northern and eastern light through oversized windows, the residence offers a classic pre-war layout with warmth, elegance, and comfort. 12 East 97th Street is a full-service Cooperative offering an exceptional level of convenience and service. Residents enjoy a 24-hour doorman, live-in superintendent, state-of-the-art laundry room, bike room, and a recently renovated front garden. The building is pet-friendly and allows pied-à-terres. With up to 75% financing permitted and no flip tax, this is a compelling opportunity to own in one of Manhattan’s most coveted locations next to Central Park. Set along Museum Mile, with Central Park just outside your door, the lifestyle is as remarkable as the address. Spend mornings around the Reservoir, afternoons in the Conservatory Garden, or weekends exploring some of the city’s finest museums. Carnegie Hill also offers exceptional shopping along Madison Avenue and many notable dining destinations. With easy access to public transportation, the rest of Manhattan is close at hand, while the quiet, tree-lined beauty of Carnegie Hill offers a calm and refined place to come home to. Pets allowed with board approval. There is an assessment of $193 per month through 2026.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,281 | $3,413 | $4,448 |
| Total Monthly Payment | $3,373 | $3,505 | $4,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.