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OPPORTUNITY KNOCKS - OFFERS A FABULOUS MAIN HOME AND A UNIQUE INCOME PRODUCING ACCESSORY DWELLING 2br/2. 5 BATHS WITH PATIO - Mahopac Schools! TWO SEPERATE HOMES ON ONE LOVELY SETTING!! Unique Mother/daughter home is one-of-a-kind quasi two-family property, situated on 1. 5 lush acres in Carmel, NY! Just 7 minutes to Croton Falls Train Station with direct service to NYC, three major supermarkets, close to a hospital, Starbucks, and so much more — MAIN HOME (5 BR / 3 Full BA) Open, sun-filled layout featuring a formal living room with vaulted ceilings and a chef's kitchen equipped with a center island, granite countertops, and a breakfast bar. Sliders to mahogany deck overlooking this serene park-like yard, entertain by the 16' x 40' resort-style saltwater pool and enjoy summer evenings. Primary suite addition enhances this homes amenities, boasting a dedicated seating area, dual walk-in closets, and an en-suite bath with a jacuzzi tub and double vanity. Three additional bedrooms and a updates full bath with skylights complete the main bath LOWER level - family room w/woodburning stove, 5th bedroom, a full bath, and direct access to an expansive covered patio leading to pool. LEGAL ACCESSORY (2ND HOME) 2 BR / 2 Full BA + 1 Half BA | Fully Independent Colonial) Private entrance private, detached dwelling with its own dedicated patio & electric meter. Living room, dining room, eat-in-kitchen, and a powder room. The upper level offers two bright bedrooms and a full bath, finished walk-out basement provides a third full bath, a laundry room, and flexible living space with direct outdoor access. UPGRADES & CONVENIENCES: Both homes benefit from modern essentials, Generac propane generator, hardwood floors, recessed lighting, a new boiler, and a newer roof. Superb location close to schools, dining, and shopping. A rare opportunity for true independent dual-living and is the ultimate solution for integrated generational living, a premium guest house, or long-term flexibility. . A true Gem! (owner must occupy main home to rent our accessory unit)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,745 | $1,745 | $1,745 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,312 | $6,069 |
| Total Monthly Payment | $5,921 | $6,149 | $7,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.