7 Montgomery Lane, Bay Shore, NY, 11706 | $1,195,000

Welcome to this immaculate three-bedroom ranch, perfectly tucked away in a private and secluded setting. Set far back behind neighboring homes, this hidden gem offers exceptional peace and privacy while still being conveniently located. Upon entry into the foyer, you'll find a bright, nicely maintained functional kitchen, offering plenty of space, ample cabinetry, and a comfortable layout that makes everyday living easy. Straight ahead, the home opens into a spacious living room with a cozy fireplace, flowing seamlessly into the dining room-perfect for entertaining. Just beyond, a bright and inviting sunroom provides a relaxing space to unwind and enjoy the tranquil surroundings. To the right of the entryway is the bedroom wing. The primary bedroom is large and features a full private bath. The second bedroom is also generously sized, while the third bedroom is smaller, ideal for guests, an office or a hobby space. A full hall bath serves the secondary bedrooms. This home also includes a roomy garage with plenty of space for vehicles, storage and/or a workshop, along with a driveway and space big enough for multiple cars, boats and more. This area includes a shed for additional storage. Enjoy outdoor living on the beautifully landscaped property which includes a composite front porch deck, a low-maintenance space perfect for morning coffee, relaxing or greeting guests. In the backyard, enjoy a beautiful composite deck which extends from the sunroom creating a perfect setting for outdoor dining, entertaining or simply relaxing while enjoying the backyard. The yard is a true waterfront retreat, boasting 124' of Navy bulkhead along a serene canal, offering waterfront views and endless opportunities for boating, fishing, or relaxing by the water. Meticulously maintained and thoughtfully laid out, this home combines comfort, space and serene waterfront living.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1961
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,468
  • Acreage: 0.57
  • Est. Taxes: $20,661
  • Water Front: Yes
  • Elem. School: Brook Avenue Elementary School
  • Middle School: Bay Shore Middle School
  • High School: Bay Shore Senior High School
  • School District: Bay Shore
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Gas Water Heater
  • MLS#: 973479
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /eprop/973479/7montgomerylane_bayshore_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Eric G Ramsay Jr Assoc LLC   Phone: 631-665-1500

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7 Montgomery Lane, Bay Shore, NY, 11706

$1,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $956,000 $956,000 $956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.021% 5.984% 5.806%
Monthly Tax Payment $1,722 $1,722 $1,722
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,205 $5,655 $7,875
Total Monthly Payment $7,052 $7,502 $9,722

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.