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Well-maintained 4-bedroom home in the desirable Northgate neighborhood, nestled between Narrow River and the Ocean and just minutes from the beach and scenic Ocean Drive perfect timing to get in before summer! Known for its high ceilings and sun-filled interior, this inviting property stands out in the neighborhood and offers a great layout for comfortable living and entertaining. The spacious eat-in kitchen features granite countertops and oak cabinetry, while the main living areas flow seamlessly to a large rear deck ideal for gatherings and outdoor enjoyment. A versatile first-floor room provides flexibility as a home office or bedroom, complemented by a full bath on the first floor a rare and highly desirable feature in a Colonial. Upstairs, you'll find four bedrooms along with a large recreation/bonus area perfect for a game room, media room, or additional living space. The home also includes central air conditioning and a 2-car garage for added convenience. Enjoy the coastal lifestyle with an easy walk to Narrow River, adding a neighborhood yacht club feel, and back up to protected wetlands no worry about a future rear neighbor. The full walk-out basement is unfinished but offers excellent potential for additional living space, a home gym, or workshop. Located close to the beaches, Ocean Drive, and area amenities, this well-cared-for home offers space, flexibility, and a prime coastal lifestyle opportunity in the sought-after Northgate neighborhood.
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$1,275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $523 | $523 | $523 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,791 | $6,280 | $8,607 |
| Total Monthly Payment | $6,439 | $6,928 | $9,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.