264 Col John Gardner Road, Narragansett, RI, 02882 | $5,995,000

Waterfront property with 7, 500 total square feet of living space spread across three thoughtfully designed levels, this exceptional home offers five spacious bedrooms, each with its own private ensuite bathroom. Built in 2013, the home captures sweeping panoramic views of Narragansett Bay from every rear-facing window, delivering coastal luxury at its finest. The main level features an open-concept layout that includes a formal dining room, a sun-filled living area with a fireplace, and a magnificent kitchen. Designed by a professional chef, the kitchen boasts two of everything: ovens, refrigerators, dishwashers, microwaves, and sinks. Plus, a spacious pantry adds even more functionality for storage and preparation, making this kitchen a culinary dream for gourmet cooking. A private ensuite bedroom on the main level currently serves as an elegant home office ideal for guests, multigenerational living, or aging in place. Upstairs, four additional ensuite bedrooms provide comfort and privacy, complemented by a second laundry room for added convenience. The third level is an entertainer's haven, complete with two versatile flex rooms, a full bath, a 10-seat bar, piano, pool table, and a sprawling deck that showcases some of Rhode Island's most breathtaking water views. Outside, enjoy direct access to your own oceanfront playground swim, fish, or simply relax by the water's edge. This isn't just a home; it's a lifestyle upgrade that redefines coastal living.

Features

  • Amenities: Near Schools,Recreation Area
  • Rooms: 18
  • Bedrooms: 5
  • Baths: 6 full / 1 half
  • Style: Colonial
  • Year Built: 2013
  • Garage: 2-car Attached,Garage
  • Heating: Forced Air,Oil
  • Cooling: Central Air
  • Basement: Full,Interior Entry,Unfinished
  • Approx Sq. Feet: 7,390
  • Acreage: 0.27
  • Est. Taxes: $27,065
  • Lot Desc: Waterfront
  • View: Saltwater,Water
  • Water Front: Yes
  • Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
  • MLS#: 1406895
  • Website: https://www.raveis.com
    /eprop/1406895/264coljohngardnerroad_narragansett_ri?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Serhant Rhode Island   Phone: 401-382-0600

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

264 Col John Gardner Road, Narragansett, RI, 02882

$5,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $4,796,000 $4,796,000 $4,796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.086% 6.183%
Monthly Tax Payment $2,255 $2,255 $2,255
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $27,231 $28,754 $40,471
Total Monthly Payment $29,611 $31,134 $42,851

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.