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Welcome to an uplifting residence in one of College Hill's most sought-after locations. Just one block from Thayer Street, with its amazing shops, cafes, and restaurants, 265 Bowen offers a coveted East Side lifestyle. Set within a five-unit building with the timeless allure of 1900 Queen Anne/Late Victorian architecture, this charming one-level, one-bedroom condo is filled with character, light, and warmth. Inside, tall ceilings, oversized windows, hardwood floors, and original details create an inviting, airy feel throughout. A gracious entry welcomes you with period charm, highlighted by a glass-paneled cabinet, while a dedicated front hall closet adds everyday functionality. The open living space is a true highlight, featuring a generous living room with ample dining space, a focal fireplace, and a bright kitchen with upper and lower cabinetry, plus a peninsula, perfect for stool seating. The oversized bedroom offers high ceilings, beautiful natural light, and a walk-in closet. A full bathroom with a tiled shower and bathtub is conveniently located nearby. Additional conveniences include common no-fee laundry in the basement, a private storage unit, and assigned off-street parking. The condo fee includes heat and hot water a valuable everyday perk along with snow removal and well-maintained landscaping. A rare opportunity to own a centrally located College Hill residence in one of Providence's most desirable neighborhoods, this Bowen Street beauty is a must-see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $339 | $339 | $339 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,514 | $1,576 | $2,090 |
| Total Monthly Payment | $1,928 | $1,990 | $2,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.