|
Presented by
The Soules Team |
20291 Torre Del Lago ST, Estero, FL, 33928 | $619,000
This isn't your typical Bella Terra floor plan. Offering nearly 2, 800 sq ft, this Chelsea Flex layout features 3 bedrooms plus a den, a spacious loft, and 3 full bathrooms including a pool bath with easy 4th bedroom potential. This is ideal for buyers who need flexible space to live, work and spread out without sacrificing connection.
From the moment you enter, you’ll notice soaring ceilings, oversized windows, and abundant natural light. The open layout flows seamlessly from the main living area to the kitchen and out to the lanai, creating the perfect setup for both everyday living and entertaining.
The kitchen features custom wood cabinetry, solid surface counters, updated backsplash, and a breakfast bar that naturally becomes the heart of the home.
Upstairs, the spacious loft overlooks the main living area and offers flexible use as a second living space, office, or guest retreat. The primary suite is private and inviting with a tray ceiling, well-appointed bath, and private balcony.
Need more space? This floor plan offers two simple options for a 4th bedroom—enclose the loft (original design intent) or convert the downstairs den into a guest suite or office.
Step outside to your solar-heated pool and spa, expansive covered lanai, and full pool bath—a true Florida outdoor living setup that’s private, spacious, and ideal year-round.
Major updates already done:
Roof (2019) | AC (2021) | Water Heater (2024)
Located in the highly desirable Bella Terra gated community with resort-style amenities including a clubhouse, pool, fitness center, tennis, pickleball, and a full social calendar. Conveniently close to the entrance and just minutes to Estero, Bonita Springs, shopping, dining, and Gulf beaches.
Homes with this layout, space, and flexibility don’t come along often. One or more photo(s) has been virtually staged, AI generated or rendered (two twilight shots front and back of the home).
Features
- Amenities: Basketball, Bike And Jog Path, Bocce Court, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 61 x 61 x 150 x 150
- Laundry: Inside
- Year Built: 2004
- Garage: 2-car Driveway Paved, Garage Door Opener, Attached
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Basement: Ceiling Fan(s), Central Electric
- Approx Sq. Feet: 3,205
- Acreage: 0.21
- Lot Size: 61 x 61 x 150 x 150
- Est. Taxes: $5,057
- HOA Fee: $238 Quarterly
- Lot Desc: Regular
- View: Preserve
- Elem. School: CHOICE
- Middle School: CHOICE
- High School: CHOICE
- Pool: In Ground, Solar Heat
- Pet Policy: Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Washer
- MLS#: 226010983
- Days on Market: 87 days
- Website: https://www.raveis.com
/prop/226010983/20291torredellagost_estero_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Soules TeamSales Associates
413.822.1226
TheSoulesTeam@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 293220
413.626.5626
Michele.Welch@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20291 Torre Del Lago ST, Estero, FL, 33928
$619,000
The Soules Team
Sales Associates
William Raveis Real Estate
Phone: 413.822.1226
TheSoulesTeam@Raveis.com
Michele Welch
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $421 | $421 | $421 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,966 | $3,127 | $4,079 |
| Total Monthly Payment | $3,479 | $3,640 | $4,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388