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One or more photo(s) has been virtually staged. This beautifully maintained 3 bedroom, 2 bath home in the sought after Indian Trails neighborhood blends comfort, convenience, and recent improvements. Offering 1, 259 sq ft of inviting living space, the home features a bright living area with a cozy wood burning fireplace and a practical split floor plan that ensures privacy for the primary suite. The kitchen and dining areas flow seamlessly for everyday living, while the oversized 10, 019 sq ft lot offers abundant outdoor space for relaxation, entertaining, or future enhancements. Built in 1986 with durable concrete block construction, this home is designed for longevity. Recent improvements add tremendous value and peace of mind, including a new AC (2023), new roof (2023), and updated windows and doors (2005). The pool was resurfaced in 2022, and the interior has just been freshly painted, giving the home a clean, move in ready feel. With its updates, location, and private pool, this is one of the most attractively priced pool homes currently available in Palm Coast. With proximity to schools, parks, and shopping, this property is an ideal choice for first time buyers, downsizers, or investors looking for a well-cared for home in a prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,720 | $236,720 | $236,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $86 | $86 | $86 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,458 | $1,535 | $1,982 |
| Total Monthly Payment | $1,619 | $1,696 | $2,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.