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Welcome to your year round serene escape! This 3 bedroom 2. 5 bath home offers a seamless blend of modern style & rustic tranquility. The main level features cathedral ceilings along with 2 bedrooms & a full bathroom. Upstairs you will find a loft space that overlooks the main living area – ideal for a home office or reading nook – along with a large bedroom & half bath. An additional living space is featured in the lower level - perfect for guests or a studio space. Enjoy the outdoors in every season with multiple porches, including an enclosed porch – the perfect spot to unwind and take in the tranquil surroundings. With a newer septic system and durable metal roof, this home offers both comfort and peace of mind. Set on a quiet country road, you’re just minutes from the lake, hiking trails, ski mountains, and all the natural beauty that Western Massachusetts has to offer. Whether you are looking for a home or a place to get away, this one has what you're looking for all in one!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wood | First |
| Bedroom 3 | Closet, Flooring - Wood | First |
| Kitchen | Flooring - Laminate, Breakfast Bar / Nook, Stainless Steel Appliances, Gas Stove | First |
| Living Room | Wood / Coal / Pellet Stove, Cathedral Ceiling(s), Flooring - Wood, Exterior Access | First |
| Master Bedroom | Closet, Flooring - Laminate, Balcony / Deck, Slider | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,922 | $2,558 |
| Total Monthly Payment | $2,355 | $2,430 | $3,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.