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Discover comfort, space, and effortless living in this beautifully maintained three-bedroom, two bath ranch home perfectly situated in Bay Shore -- just minutes from Gardiner Manor School, shopping, parks, Brightwaters Village, and the vibrant South Shore amenities that make Bay Shore one of Long Island’s most sought-after communities. Built in 2007, this home welcomes you with a gracious foyer highlighted by soaring ceilings and abundant natural light, creating an immediate sense of warmth and comfort. The living room features a vaulted ceiling and a large west-facing bay window that bathes the space in beautiful afternoon sunlight. Seamlessly flowing from the living room, the dining room offers the perfect setting for gatherings, holidays, and everyday meals. The spacious kitchen blends style and functionality with quartz countertops, quality cabinetry, excellent storage, and a center island with seating. The large backyard deck is just off the kitchen providing convenient access for outdoor dining and entertaining. The oversized primary suite offers a peaceful retreat, complete with two large closets and a spacious en-suite bath featuring a shower, vanity, and tiled flooring. Two additional generously sized bedrooms share a second full bath with a jetted tub and shower, thoughtfully designed with dual access from both the hallway and the front bedroom. This versatile layout is ideal for guests, extended living, or work-from-home needs. A dedicated laundry room with washer, dryer, and additional storage on the main living level enhances the thoughtfully designed everyday conveniences of this home. The full basement is a standout feature, offering high ceilings, a clean and expansive footprint and tremendous potential for future living space for recreation, a home office, or a guest suite. With both interior access and a separate private outside entrance, the basement provides flexibility rarely found in today’s market. Additional highlights include beautiful hardwood floors throughout, central air conditioning, pull-down attic for additional storage, alarm system, in-ground sprinklers, PVC fencing, Belgian block-lined driveway, and beautifully landscaped gardens. This move-in ready Bay Shore home offers the ideal combination of space, layout, contemporary design, and location with the ease of single-level living and possibilities for expansion. Enjoy nearby parks and beaches, access to the Fire Island Ferries, dining, shopping and groceries, and convenient access to major highways and the Long Island Rail Road for an easy commute. Whether you are seeking a family home, downsizing, or looking for a home with future expansion potential, 43 Ridgeway Blvd presents an exceptional opportunity to enjoy the best of the Bay Shore lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $985 | $985 | $985 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,958 | $3,119 | $4,085 |
| Total Monthly Payment | $4,035 | $4,196 | $5,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.