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Welcome to 128 South Highland Avenue — a beautifully maintained home that perfectly blends comfort, character, and convenience in the heart of Ossining. From the moment you arrive, you’ll appreciate the inviting curb appeal and thoughtfully cared-for exterior. Inside, the home offers a bright and functional layout with generous living spaces designed for both everyday living and effortless entertaining. Natural light pours through the home, creating a warm and welcoming atmosphere throughout. The kitchen flows seamlessly into the main living areas, making it ideal for gatherings, while the bedrooms provide comfortable retreats with ample space and versatility. Whether you're working from home, hosting guests, or simply enjoying a quiet evening, this home adapts to your lifestyle. Step outside to enjoy the outdoor space — perfect for relaxing, gardening, or entertaining during the warmer months. Extensively Renovated in 2023: This home offers total peace of mind with a brand-new roof and siding. The exterior features enhanced curb appeal with a new stone wall, paver walkway, and a stunning front bay window. Inside, enjoy a modern kitchen finished with granite countertops and stainless steel appliances, complemented by a refreshed living room featuring new recessed lighting and a contemporary ceiling fan. This home features 1362 square feet of living space which includes the downstairs recreation room. Upstairs has 962 sq ft, downstairs has 400 sq ft. Located just minutes from shopping, dining, parks, and Metro-North, this home offers the perfect balance of suburban tranquility and commuter convenience. The Ossining Union Free School District operates a grade-level school structure: Park School (PreK-K), Brookside (Grades 1-2), Claremont (Grades 3-4), Roosevelt (Grade 5), AMD Middle School (Grades 6-8), and Ossining High School (Grades 9-12). Don’t miss the opportunity to make this Ossining gem your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $939 | $939 | $939 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,870 | $3,789 |
| Total Monthly Payment | $3,752 | $3,901 | $4,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.