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This is it!!!! You have heard it a million times, this one is minutes from everything, the Beaches, the Airports, Shopping, Churches and just about every kind of Restaurant, fast food or dine in slow: ): ) Florida living at its best. So close to the Beaches and your home is rated in an X flood zone WOW!!!! And now for the fun part. When you are in this Kitchen you would expect Gordon Ramsay to step in any second to this gourmet chef's gas kitchen to prepare one of his favorite Beef Wellington Entrees LOL. It truly is amazing, with stone counter tops and seating for about 4 or 5 hungry guests, but there are more great features to this lovely 3 Bedroom 2 Bath Florida Ranch. With a gorgeous double door entry that leads to main heart of the home. Off the kitchen to the right is the Dining room if you wish to have a sit-down dinner, then off the kitchen to the left is spacious sunken family room with a Chicago brick wood burning fireplace for those cozy family gatherings, both bathrooms of this home have been updated and remodeled with step-in showers, checkout the photos. There is zero carpet in this home. The extended lanai offers plenty of room to get sheltered from the intense heat from the sun or the afternoon showers from April and May. The yard is fenced in and is positioned where you can install an oversized pool and spa. No need to worry about the roof for the next 20 years, since it was replaced in 2024. In 2020 the owners installed energy efficient windows. If you're an investor this is a perfect property for an AIRBNB just minutes from some of the World's famous beaches, one being Clearwater Beach. Now is your chance to get in on a great value in this home recently repriced to be of great value to the next buyer. The only thing missing is your name on the mailbox: ): )
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,790 | $479,790 | $479,790 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $212 | $212 | $212 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,874 | $2,993 | $3,918 |
| Total Monthly Payment | $3,178 | $3,297 | $4,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.