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MOVE-IN READY 2, 466 htd. sqft 3-bedroom 2. 5 bath BLOCK home with 2-Car Garage (newer high-impact garage door), inside mud room with 1/2 bath, situated on an oversized, privacy-fenced 100x100 lot (0. 22 acre), needs some cosmetic updates but offers wonderful space for a new owner - bring your creative touch! Bright, open kitchen with Whirlpool appliances features large tile counters with breakfast bar, modern canned lights, and permeates a "Cottage Feel. " Newer windows with hurricane shutters, double- sided fireplace between formal living room & Florida room, tile & field-stone floors, remodeled master bath shower, Kohler toilet, walk-in closet, cedar lined coat closet & ceiling fans throughout. All bedrooms are located on one side of the house (NO SPLIT BEDRM. FLOOR PLAN). French doors leading to a large open back patio inviting for friends / family gatherings and barbecues - all white vinyl fenced yard for privacy with 2 gates & front circular driveway for ample parking! Water Heater from 2018, TRANE A/C and roof with gutters in 2008 - seller is willing to put on a new roof before closing. Well pump for sprinklers needs priming, aluminum HURRICANE SHUTTERS, work bench with storage cabinets, plus washer/dryer hook-up in garage. Ride your bike to Madeira Beach, Publix grocery shopping, Slyce- & Osaka Restaurant, and Madeira Beach Schools. NO FLOOD ZONE! No deed restrictions, NO HOA - short-term rentals permitted! Take advantage of this opportunity to own a fabulously spacious home on a quiet, wooded street off Duhme Rd. - minutes to Bay Pines Veteran hospital, Tyrone Mall, Seminole City Center, St. Pete College, nearby parks, and a stone's throw to our world-renown Gulf beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $137 | $137 | $137 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,398 | $2,495 | $3,294 |
| Total Monthly Payment | $2,610 | $2,707 | $3,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.