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Welcome to this beautifully maintained 2007-built Colonial, perfectly situated in a sought-after beach community with deeded beach rights and an easy walk to the shore. From the moment you step inside, you'll appreciate the thoughtful builder character and inviting layout designed for both everyday living and relaxed coastal entertaining. The home offers three comfortable bedrooms and 2. 5 baths, with sun-filled living spaces that feel open yet cozy. The main level family room offers a gas fireplace and French doors to the patio with a view of Point Beach. A fabulous, bright office space off the formal living room makes it a breeze to work from home! The dining room is both pretty and convenient to the Family Room for family gatherings or entertaining. The finished lower level adds wonderful flexibility, -ideal for a guest suite, home office, or potential fourth bedroom. Whether you're hosting family and friends or enjoying a quiet night in, this home adapts effortlessly to your lifestyle. Outside your door, in addition to the beautiful perennial gardens, you'll enjoy the charm of beach community living, where morning walks to the water and sunset strolls are part of daily life. Bring your float and kayak to enjoy some after work relaxation. Local Pickle Ball courts are right around the corner for those looking for a little competitive fun! This is a special opportunity to own a move-in-ready home that combines classic Colonial style with the laid-back appeal of beach life! Point Beach Association is $300/Yr. Solar Panels are owned so just transfer and reap the benefits! 28 Solar panels significantly slash energy costs with most monthly electricity bills under $20. (seasonal variations)
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 13.1 x 12.8 | Upper |
| Bedroom 2 | Hardwood Floor | 20.8 x 13.4 | Upper |
| Dining Room | Hardwood Floor | 14.9 x 12.8 | Main |
| Eat-In Kitchen | 9.0 x 11.0 | Main | |
| Family Room | Ceiling Fan,Gas Log Fireplace,French Doors,Hardwood Floor | 13.6 x 16.8 | Main |
| Kitchen | Granite Counters,Dining Area,Hardwood Floor | 14.9 x 14.3 | Main |
| Living Room | Ceiling Fan,Hardwood Floor | 12.7 x 16.1 | Main |
| Office | 11.6 x 10.7 | Main | |
| Primary Bedroom | Full Bath,Hardwood Floor | 11.6 x 26.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $872,000 | $872,000 | $872,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.259% | 6.058% |
| Monthly Tax Payment | $1,211 | $1,211 | $1,211 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,883 | $5,298 | $7,300 |
| Total Monthly Payment | $6,218 | $6,633 | $8,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.