4801 S PENINSULA DRIVE, Ponce Inlet, FL, 32127 | $739,000

Awesome 3BR/2BA screened pool home on a large corner lot in the heart of the beautiful coastal town of Ponce Inlet, just approximately two blocks from pristine “no drive” beach access. This well-maintained home features a sturdy brick exterior, storm shutters throughout, a new roof in 2022, new HVAC system in 2023, new electric panel, a new energy-efficient solar-powered hot water heater in 2023, and a termite bond for added comfort and peace of mind. The manicured lawn and majestic live oak tree create a picturesque exterior, while both the rear and side yards are fully fenced. Enjoy the sparkling screened pool and expansive covered patio facing south for maximum sunlight all day. Enter through the welcoming foyer with a transom window that fills the home with natural light, leading into a spacious split-bedroom open floor plan with vaulted ceilings. The large living room features a charming bay window for added space and sliding doors that open to the east-side patio. The fully equipped eat-in kitchen opens to the living area and includes stainless steel appliances, granite countertops, ample cabinet and counter space, a breakfast bar, and a pantry, along with a separate dining area ideal for entertaining family and friends. The sizable primary suite offers a vaulted ceiling, two walk-in closets, and a large bathroom with a stall shower and soaking tub with a built-in seat. The second bedroom is spacious with a vaulted ceiling and a charming square bay window, while the third bedroom, located off the living room, features French doors with privacy window treatments and sliding doors leading to the south-side pool and patio area. A full guest bathroom is conveniently located between the guest bedrooms. Additional highlights include an inside laundry room and a large two-car garage. Wake up to the rhythm of the ocean and embrace the laid-back luxury of coastal living in this exceptional beachside home, ideally located within walking distance to waterfront restaurants, the historic Ponce Inlet Lighthouse and Jetty Park, Marine Science Center, museums, parks, dog park and beach, community center, pickleball courts, charter fishing, boating, and a wide variety of water sports.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 124 x 150
  • Laundry: Inside
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,127
  • Acreage: 0.43
  • Lot Size: 124 x 150
  • Est. Taxes: $3,586
  • Elem. School: R.J. Longstreet Elem
  • Middle School: Silver Sands Middle
  • High School: Spruce Creek High School
  • Pool: Deck, Gunite, In Ground, Screen Enclosure
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Solar Hot Water
  • MLS#: NS1087660
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/NS1087660/4801speninsuladrive_ponceinlet_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 2:17:12 PM)
Listing courtesy of TEAM CARON REALTY   Phone: 386-846-2339

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4801 S PENINSULA DRIVE, Ponce Inlet, FL, 32127

$739,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $591,200 $591,200 $591,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $299 $299 $299
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,541 $3,733 $4,909
Total Monthly Payment $3,932 $4,124 $5,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.