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Awesome 3BR/2BA screened pool home on a large corner lot in the heart of the beautiful coastal town of Ponce Inlet, just approximately two blocks from pristine “no drive” beach access. This well-maintained home features a sturdy brick exterior, storm shutters throughout, a new roof in 2022, new HVAC system in 2023, new electric panel, a new energy-efficient solar-powered hot water heater in 2023, and a termite bond for added comfort and peace of mind. The manicured lawn and majestic live oak tree create a picturesque exterior, while both the rear and side yards are fully fenced. Enjoy the sparkling screened pool and expansive covered patio facing south for maximum sunlight all day. Enter through the welcoming foyer with a transom window that fills the home with natural light, leading into a spacious split-bedroom open floor plan with vaulted ceilings. The large living room features a charming bay window for added space and sliding doors that open to the east-side patio. The fully equipped eat-in kitchen opens to the living area and includes stainless steel appliances, granite countertops, ample cabinet and counter space, a breakfast bar, and a pantry, along with a separate dining area ideal for entertaining family and friends. The sizable primary suite offers a vaulted ceiling, two walk-in closets, and a large bathroom with a stall shower and soaking tub with a built-in seat. The second bedroom is spacious with a vaulted ceiling and a charming square bay window, while the third bedroom, located off the living room, features French doors with privacy window treatments and sliding doors leading to the south-side pool and patio area. A full guest bathroom is conveniently located between the guest bedrooms. Additional highlights include an inside laundry room and a large two-car garage. Wake up to the rhythm of the ocean and embrace the laid-back luxury of coastal living in this exceptional beachside home, ideally located within walking distance to waterfront restaurants, the historic Ponce Inlet Lighthouse and Jetty Park, Marine Science Center, museums, parks, dog park and beach, community center, pickleball courts, charter fishing, boating, and a wide variety of water sports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $591,200 | $591,200 | $591,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,541 | $3,733 | $4,909 |
| Total Monthly Payment | $3,932 | $4,124 | $5,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.