1283 N OSPREY POINT, #172, Crystal River, FL, 34429 | $129,000

This Is THE Real Florida! Direct Gulf access and your own private boat pilings to build the most amazing boat dock to fit your watercraft. Beautifully remodeled throughout has this place fresher than your catch of the day. Looking to make a little extra cash? This unit allows 3 month rentals, so we welcome all investors too! The exclusive Islands of Dixie Shore condos, is nestled up to the 30, 000-acre Crystal River Preserve where dolphins and manatees splash in your backyard. No fixed bridges here, just smooth sailing straight to the Gulf in the refreshing, salty breeze, making you feel like you are on vacation everyday! This beautifully updated 1-bedroom, 1-bath, poolside home offers the perfect blend of modern upgrades, functional comfort, and laid back lifestyle appeal, all within a well established tropical setting. From the scenic drive to the moment you arrive, the presence is all natural Florida beauty. Before entering, you will notice this cutie is highlighted by a new durable metal roof (2022) and beautiful natural landscape. Step inside to discover a bright, open interior enhanced by continuous luxury plank flooring that flows seamlessly throughout the home, creating both visual cohesion and everyday durability. For buyers who appreciate vintage charm, check out the furnishings, it could be yours - turnkey! Everything's negotiable! The renovated kitchen, features stone countertops, updated cabinetry, new appliances, and prep space that opens naturally into the main living and dining areas. Whether hosting friends or enjoying a quiet evening in, the layout supports both entertaining and peaceful living. The full bathroom has been tastefully remodeled with matching stone surfaces and modern finishes, delivering a clean, move-in-ready feel. Fresh interior paint, enhances the natural light and adds to the home’s polished presentation. Peace of mind comes from a series of significant system upgrades, including new plumbing and electrical components. Thanks to the comprehensive insurance coverage (FLOOD INSURANCE IS FULLY COVERED WITH YOUR CONDO FEE FOR THIS UNIT)! One of the home’s standout lifestyle features is the sunroom, offering flexible space for a second living area, dining nook, playroom, or home office. It opens to a rear patio overlooking the tranquil pond and fountain, ideal for outdoor lounging, grilling, or simply enjoying Florida’s year round sunshine. Plus, the community comes with a clubhouse, tennis courts (pickleball court coming soon), and a heated pool (year round swim vibes). The association fee covers cable, internet, full flood insurance, maintenance. . . basically, you just bring the sunscreen, fishing poles, boat and good vibes. This is your must see, must buy now, Florida dream. The best deal in the community! Don't let this treasure pass you by!

Features

  • Heating: Heat Pump
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside, Laundry Closet
  • Complex: THE BAY VILLAS
  • Year Built: 1973
  • Common Charge: $987 Monthly
  • Approx Sq. Feet: 900
  • Acreage: 0.02
  • Est. Taxes: $407
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8487737
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8487737/1283nospreypoint_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 2:58:57 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1283 N OSPREY POINT, #172, Crystal River, FL, 34429

$129,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $103,200 $103,200 $103,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $34 $34 $34
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $618 $644 $843
Total Monthly Payment $727 $753 $952

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.