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8251 TEA OLIVE TERRACE, Palmetto, FL, 34221 | $489,990
Under contract-accepting backup offers. NEARLY NEW, MOVE-IN READY Home Featuring NO CDD FEES — SAVING YOU HUNDREDS OF DOLLARS EVERY MONTH - PLUS SELLER IS OFFERING $5, 000 Toward Buyer Closing Costs. Welcome to your ideal Florida retreat located within an active golf course community and just a short drive to world-famous beaches including Anna Maria Island, Longboat Key, and St. Pete Beach.
The Lifestyle
Step into a turnkey sanctuary designed for modern Florida living. This 3-bedroom, 2-bathroom masterpiece blends architectural elegance with "lock-and-leave" peace of mind. Whether you’re hosting in the open-concept great room or enjoying a quiet morning by your private, heated-natural gas saltwater pool, every inch of this home feels like a retreat.
High-Value Upgrades
• Total Protection: Full hurricane impact windows and doors—save on insurance and skip the shutters.
• Chef’s Details: Sleek tile flooring throughout, tray ceilings, 8-foot grand doors, and a built-in dry bar for entertaining, natural gas.
• Spa Finishes: Floor-to-ceiling bathroom tile and a designer kitchen with a vented microwave.
• Future-Ready: Integrated EV charging plug and included electric lawn equipment.
The Financial Advantage
• $5, 000 Seller Credit: Use toward closing costs or a rate buy-down to lower your monthly payment.
• No CDD Fees: Keep more of your money every month.
• Peace of Mind: Transferable builder structural warranty included.
Location & Privacy
Nestled in a quiet, private enclave away from the noise, yet minutes from everything you need.
Schedule your private tour today, luxury this accessible doesn't last.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside
- Year Built: 2023
- Garage: 2-car
- Heating: Central, Electric, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 2,080
- Acreage: 0.18
- Est. Taxes: $5,115
- HOA Fee: $335 Quarterly
- Elem. School: Virgil Mills Elementary
- Middle School: Buffalo Creek Middle
- High School: Palmetto High
- Pool: Chlorine Free, Heated, In Ground, Lighting, Salt Water, Tile
- Pet Policy: Cats OK, Dogs OK
- Appliances: Bar Fridge, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: A4686793
- Days on Market: 53 days
- Website: https://www.raveis.com
/prop/A4686793/8251teaoliveterrace_palmetto_fl?source=qrflyer
Listing courtesy of Dalton Wade Inc Phone: 888-668-8283
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8251 TEA OLIVE TERRACE, Palmetto, FL, 34221
$489,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,992 | $391,992 | $391,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $426 | $426 | $426 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,414 | $2,478 | $3,255 |
| Total Monthly Payment | $2,915 | $2,979 | $3,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388